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Welcome to a rare Tampa waterfront opportunity where lifestyle, flexibility, and location come together in one incredible property. This charming and versatile 3-bedroom, 3-bath home offers both a formal living room and a separate family room, providing plenty of space to spread out, entertain, or create dual living areas. An inside laundry closet adds everyday convenience, while the huge oversized lot offers abundant parking, a fully fenced yard, and a backyard shed/workshop ideal for storage, hobbies, or projects. Situated on a freshwater canal with direct access to Bellows Lake, this home features something truly special—a private boat ramp right in your own backyard, making it effortless to enjoy boating, kayaking, or fishing anytime you choose. Residents also have the option to join the neighborhood civic center for a nominal fee, granting access to an additional private boat ramp, basketball court, playground, and picnic area, enhancing the community lifestyle. Located just steps away from the Seminole Hard Rock Casino Tampa, this home offers unbeatable proximity to entertainment, dining, and nightlife, while still feeling tucked away in an established Tampa neighborhood. Even better, the property is not located in a flood zone, offering added peace of mind and potential insurance savings. With no HOA or CDD fees and potential for short-term rental use, this property presents an exceptional opportunity for homeowners and investors alike. Waterfront homes with this much land, flexibility, and access—especially in such a prime Tampa location—are incredibly hard to find, making this one you don’t want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $242 | $242 | $242 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,703 | $1,797 | $2,392 |
| Total Monthly Payment | $2,020 | $2,114 | $2,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.