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Presented by
Danielle Stern |
120 1ST STREET E, #108, Tierra Verde, FL, 33715 | $599,900
Welcome to 120 1st Street E, Apt 108 in Tierra Verde, a coastal townhome that feels easy, comfortable, and perfectly in tune with the Florida lifestyle. Located in the sought-after Village at Tierra Verde, this three-bedroom, three-bath home offers space, flexibility, and water views in a community people truly love living in. This home sits high and dry, never flooded!
One of the most appealing features is the ground-floor suite, which works beautifully as a primary bedroom, guest space, in-law suite, or even a quiet home office. It’s a layout that adapts to real life, whether you’re hosting visitors, working remotely, or planning long-term living.
The main living area has been recently updated with luxury vinyl plank flooring and a refreshed kitchen that opens to the living and dining spaces, making it comfortable for everyday living and easy entertaining. Multiple balconies extend the living space outdoors, offering peaceful water views and coastal breezes that remind you why you chose Tierra Verde in the first place.
Upstairs, the attic flex space adds even more versatility. It’s ideal for a media room, home office, workout space, or creative studio—extra room that makes a noticeable difference in how the home lives.
The Village at Tierra Verde offers a relaxed, waterfront setting with access to a community pool and boat dock, making it easy to enjoy the water without leaving your neighborhood. The grounds are well cared for, the pace is calm, and there’s a genuine sense of community that keeps residents here for years.
Tierra Verde is known for its island feel, boating lifestyle, and unbeatable location. Fort De Soto Park, with its award-winning beaches and trails, is just minutes away, and downtown St. Petersburg is close enough for dining, arts, and entertainment without sacrificing peace and quiet at home. Whether you enjoy boating, biking, kayaking, or simply watching the sunset, this area delivers a lifestyle that feels relaxed and authentic.
120 1st Street E, Apt 108 is ideal for someone looking for a well-designed coastal home in a community that values water, space, and everyday enjoyment. It’s the kind of place where life feels a little slower, weekends last longer, and home truly feels like a retreat.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 3 full
- Laundry: Inside
- Year Built: 1982
- Garage: 1-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,205
- Acreage: 8.53
- Est. Taxes: $87
- HOA Fee: $1,768 Monthly
- Lot Desc: Landscaped, Near Marina, Sidewalk
- View: Water
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: FC314880
- Days on Market: 127 days
- Website: https://www.raveis.com
/prop/FC314880/1201ststreete_tierraverde_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Danielle SternLuxury Properties Specialist
818.216.2320
Danielle.Stern@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joseph HartleyInsurance Sales Director, William Raveis Insurance
954.729.6530
Joseph.Hartley@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
120 1ST STREET E, #108, Tierra Verde, FL, 33715
$599,900
Danielle Stern
Luxury Properties Specialist
William Raveis Real Estate
Phone: 818.216.2320
Danielle.Stern@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $7 | $7 | $7 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,801 | $2,955 | $3,890 |
| Total Monthly Payment | $2,900 | $3,054 | $3,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388