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Gulf-front 2 bedroom, 2 bath villa offering an opportunity to enjoy true island living in a peaceful, low-density beachfront setting. Accessible by car ferry or private boat, this villa provides a relaxed coastal retreat away from crowds and commercial development, while still offering modern comforts. Located between Ft. Myers and Sarasota with access to several airports. Inside, the open-concept living, dining, and kitchen area is filled with natural light and designed to capture Gulf views. Coastal finishes, light-toned flooring, and plantation shutters enhance the bright, beach-inspired interior. The kitchen features light cabinetry, a breakfast bar, and ample counter space for casual dining or entertaining. A screened Gulf-facing porch overlooks the dunes and shoreline, creating an ideal space to enjoy sea breezes, wildlife, and unobstructed sunsets in a serene, natural setting. Both bedrooms are generously sized, with the primary suite offering an en-suite bath. A second full bath provides convenience for guests. This villa is well suited for full-time living, a private island getaway, or vacation use.
The Palm Island Resort community is known for its unspoiled beaches and tranquil surroundings with resort style amenities like pickle ball, tennis, work out room and a full calendar of activities. This Gulf-front villa delivers an authentic coastal lifestyle. Are you ready for island life?
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $572 | $572 | $572 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,433 | $1,492 | $1,970 |
| Total Monthly Payment | $2,080 | $2,139 | $2,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.