3660 DAYDREAM PLACE, St. Cloud, FL, 34772 | $418,000

One or more photo(s) has been virtually staged. Four bedrooms, two and a half baths, and a fully fenced yard—this well-designed home delivers space, style, and everyday functionality in all the right places. A dramatic entryway and sweeping staircase set the tone the moment you step inside, creating an inviting first impression. The main level features ceramic tile in the kitchen and bathrooms, with laminate wood flooring throughout the remaining living areas for a clean, cohesive look. A conveniently located guest bathroom and a dedicated laundry room with utility sink add practicality to daily life. The kitchen is both attractive and efficient, offering stainless steel appliances, rich cherry wood cabinetry with decorative glass doors, breakfast bar, granite countertops, and a sunny eating nook that overlooks the backyard. From casual meals to entertaining, this space connects seamlessly to the main living areas. All four bedrooms are located upstairs, providing a comfortable separation between living and sleeping spaces. The primary suite stands out with double-door entry, a tray ceiling, walk-in closet and generous proportions. The ensuite bathroom includes two sinks, a vanity desk, a soaking tub, a large walk-in shower, and a private water closet—designed with comfort and convenience in mind. Outdoor living is a highlight here. The fully fenced yard with white vinyl fencing offers privacy, while mature shade trees create a pleasant backdrop. A screened porch and extended patio provide multiple options for relaxing or entertaining outdoors. The three-car garage adds valuable storage and parking flexibility and includes a Tesla charger for added convenience. A new roof installed in 2023 helps keep future maintenance costs low. Residents also enjoy access to community amenities, including a large pool and a children’s playground. Thoughtfully laid out, well maintained, and offering both indoor and outdoor versatility, this home is ready to be enjoyed from day one.

Features

  • Amenities: Playground, Pool
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 65 x 116
  • Laundry: Inside, Laundry Room
  • Style: Other
  • Year Built: 2006
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,478
  • Acreage: 0.17
  • Lot Size: 65 x 116
  • Est. Taxes: $6,649
  • HOA Fee: $84 Monthly
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: S5140575
  • Days on Market: 141 days
  • Website: https://www.raveis.com
    /prop/S5140575/3660daydreamplace_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 12:03:19 AM)
Listing courtesy of LA ROSA REALTY LLC   Phone: 321-939-3748

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3660 DAYDREAM PLACE, St. Cloud, FL, 34772

$418,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $334,400 $334,400 $334,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $554 $554 $554
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,059 $2,111 $2,777
Total Monthly Payment $2,688 $2,740 $3,406

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.