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Presented by
Maureen Rodgers |
6432 RUBIA CIRCLE, Apollo Beach, FL, 33572 | $289,000
6432 Rubia Circle | Apollo Beach, FL
Vacant Land | Gated Waterfront Community | Motivated Seller
This is your opportunity to build a custom home from the ground up in one of Apollo Beach’s most desirable gated communities. Located on an oversized homesite in Andalucia, 6432 Rubia Circle offers the space, setting, and flexibility to design a home that fits your lifestyle—not someone else’s.
Utilities including water, sewer, and electric are already available at the street, allowing you to move forward with construction quickly and confidently. The seller is motivated and is offering an added incentive by paying HOA dues for one full year after closing, helping offset initial costs as you plan your build.
Andalucia is known for its upscale coastal feel and resort-style amenities, including a bayfront community pool, private residents-only jetty, and community marina. While this lot does not include a deeded boat slip, marina slips do become available for lease from time to time, offering future boating flexibility.
Compared to other available homesites in the community, this lot is larger and priced aggressively, making it a strong value for buyers looking to build in a premier Apollo Beach location. Whether your vision includes outdoor living space, a pool, or a thoughtfully designed custom floor plan, this lot provides the canvas to bring it to life.
Opportunities to build in Andalucia are limited. If you’ve been waiting for the right sign to start planning your custom home, this is it.
Features
- Amenities: Basketball Court, Clubhouse, Fitness Center, Lobby Key Required, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
- Lot Size: 102 x 179
- HOA Fee: $995 Quarterly
- Lot Desc: Buildable, Cleared, Level, Near Marina, Room For Pool
- Pet Policy: Cats OK, Dogs OK, Yes
- MLS#: TB8458319
- Days on Market: 44 days
- Website: https://www.raveis.com
/prop/TB8458319/6432rubiacircle_apollobeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Maureen RodgersSales Associate
860.528.0795
maureen.rodgers@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6432 RUBIA CIRCLE, Apollo Beach, FL, 33572
$289,000
Maureen Rodgers
Sales Associate
William Raveis Real Estate
Phone: 860.528.0795
maureen.rodgers@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,386 | $1,442 | $1,904 |
| Total Monthly Payment | $1,461 | $1,517 | $1,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388