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1728 Fred Ives Drive | Ruskin, FL
4 Bedrooms | 2 Bathrooms | Single-Story | Hartford Floor Plan | Built 2021
Welcome home to 1728 Fred Ives Drive, a one-owner Hartford floor plan built in 2021 that offers easy single-story living with a smart split-bedroom design. The spacious primary suite is tucked away from the secondary bedrooms, creating a private retreat complete with a large walk-in closet and ensuite bath.
The main living areas feature durable tile flooring, while new wood-plank vinyl installed in all four bedrooms in 2025 means there is no carpet anywhere in the home. The open kitchen connects seamlessly to the living space and includes stainless steel appliances and plenty of cabinet storage, making it both functional and inviting for everyday life.
Sliding glass doors open to a covered and extended screened patio, expanding the living space outdoors and creating the perfect spot for morning coffee or evening relaxation. The fully fenced backyard backs to a conservation area, offering privacy, open views, and a peaceful setting. Birds and local wildlife are frequent visitors, providing a quiet, ever-changing natural backdrop throughout the year.
Located in a small, well-maintained Ruskin community, residents enjoy access to a community pool, playground, dog park, basketball court, and open green spaces. The home is conveniently situated close to the amenities while still offering a sense of privacy and calm. Pride of ownership is evident throughout, with the home having been meticulously maintained since new.
With a modern floor plan, recent updates, private outdoor living, and easy access for commuting, this home offers comfort, convenience, and a relaxed Florida lifestyle in an established Ruskin neighborhood.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$358,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $286,400 | $286,400 | $286,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $667 | $667 | $667 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,649 | $1,740 | $2,321 |
| Total Monthly Payment | $2,391 | $2,482 | $3,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.