12243 Lotus AVE, Naples, FL, 34120 | $1,525,000

Welcome to refined, resort-style living in the prestigious 55+ community of Valencia Trails. This exceptional new construction residence blends sophisticated design with modern convenience, offering three well-appointed bedrooms, three elegant baths, and a versatile den ideal for a home office, media room, or guest retreat.
The light-filled, open-concept floor plan is designed for effortless living and entertaining. At the center of the home, the chef’s kitchen impresses with premium appliances, sleek quartz countertops, and a generous island perfect for casual dining or hosting friends. The spacious great room extends through expansive sliding glass doors to a covered lanai, revealing a private 30-foot lap pool with spa—an inviting space to unwind or stay active year-round.
The serene primary suite serves as a true retreat, complete with a spa-inspired bathroom and expansive walk-in closets. Two additional guest suites, each with a dedicated bath, ensure comfort and privacy for visitors. Throughout the home, #1 grade hardwood flooring, striking Art Deco–inspired lighting, and an epoxy-finished garage elevate both style and function. A robust 300-amp electrical system supports up to three electric vehicles, catering to today’s modern lifestyle.
Offered unfurnished and ready for your personal touch, this home is your opportunity to create a space that reflects your vision. As a Valencia Trails resident, enjoy world-class amenities including a grand clubhouse, resort and lap pools, pickleball and tennis courts, a cutting-edge fitness center, scenic walking trails, and a vibrant calendar of social events. Discover exceptional Naples living where luxury, comfort, and community converge.

Features

  • Amenities: Basketball,Beauty Salon,Bike And Jog Path,Billiards,Bocce Court,Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Exercise Room,Hobby Room,Internet Access,Lap Pool,Pickleball,Play Area,Restaurant,Sauna,Sidewalk,Streetlight,Tennis Court,Theater,Underground Utility
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: VALENCIA TRAILS
  • Year Built: 2024
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,450
  • Acreage: 0.18
  • Est. Taxes: $1,250
  • HOA Fee: $1,521 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 225084763
  • Website: https://www.raveis.com
    /eprop/225084763/12243lotusave_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12243 Lotus AVE, Naples, FL, 34120

$1,525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,220,000 $1,220,000 $1,220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $104 $104 $104
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,927 $7,315 $10,131
Total Monthly Payment $7,156 $7,544 $10,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.