13103 SE 86TH COURT, Summerfield, FL, 34491 | $445,000

Introducing a spacious Kingston model now available in Firethorne. This 3-bedroom, 2-bath residence offers a screened-in lanai and birdcage with a Sunbrella top (20 x 48). Recent improvements include a 2022 HVAC system, a new water heater installed in 2024, re-piping in 2017, roof replacement in 2013, and a comprehensive whole-house water filtration system. The expansive kitchen is appointed with 42-inch cabinets and an attractive backsplash, providing ample potential for further customization. Adjacent to the kitchen is a built-in office space and an extended garage, which features a tandem golf cart garage and generous storage capacity. Elegant crown molding adds a sophisticated touch to the dining room, living room, and the tray ceiling in the primary bedroom. The primary bathroom includes a frameless shower with built-in seating and a private water closet. Additional features include double door entry with oval designer glass inserts and a double Phantom screen. The driveway and sidewalk are designer painted and textured for enhanced curb appeal. Situated on a large, irregular lot directly opposite the Firethorne pond, this property offers exceptional views and privacy. Residents of Del Webb’s Spruce Creek Golf & Country Club enjoy access to more than 70 clubs and extensive amenities, including basketball, bocce ball, pickleball, tennis courts, a softball field, shuffleboard, three swimming pools, a state-of-the-art fitness center, hot tubs, water and sand volleyball courts, a community center, and the Liberty Grille Restaurant. The seller is also offering a one-year Broward Factory Service home warranty. To arrange a private showing, please contact us today.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 104 x 116
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,413
  • Acreage: 0.28
  • Lot Size: 104 x 116
  • Est. Taxes: $3,104
  • HOA Fee: $214 Monthly
  • Lot Desc: Irregular Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: OM715467
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/OM715467/13103se86thcourt_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/16/2026 7:47:07 PM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13103 SE 86TH COURT, Summerfield, FL, 34491

$445,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $356,000 $356,000 $356,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,994 $2,132 $2,838
Total Monthly Payment $2,328 $2,466 $3,172

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.