780 Waterford DR, Naples, FL, 34113 | $285,000

Sellers are offering to pay for a Golf in Waiting or Social Membership (a $40, 000 value)—an exceptional opportunity to enjoy the Eagle Creek Golf & Country Club lifestyle from day one. This turnkey-furnished 2-bedroom, 2-bath residence offers over 1, 500 square feet of light-filled living space and pairs tranquil surroundings with a warm, walkable, and social community in the heart of Naples. The highlight of this home is its peaceful southern exposure overlooking the lake and fountain, best enjoyed from the expansive 500+ square-foot lanai—perfect for morning coffee, evening cocktails, or entertaining friends and family. Inside, the open great room is bright and welcoming, enhanced by high ceilings, skylights, and abundant natural light. The kitchen is thoughtfully designed with granite countertops and stainless steel appliances, ideal for casual meals or hosting guests. The primary suite serves as a private retreat with a large walk-in closet, remodeled walk-in shower, and dual sinks. Equally impressive is the oversized guest suite, offering generous space and comfort—ideal for visiting family or friends—paired with a second full bathroom conveniently located nearby. This guest bath is well-appointed and easily accessible, providing privacy and functionality that makes hosting effortless. A one-car garage and hurricane shutters complete the residence. Eagle Creek is one of Naples’ most distinctive golf communities, offering one of the few walkable courses with no Chelsea system. Through the Golf in Waiting Program, Social Sports Members enjoy unlimited golf access from May 1 to November 30, year-round use of the practice facilities, and in-season play with a guest fee—making it easy to upgrade and enjoy golf all year long. The newly renovated main clubhouse features indoor and outdoor dining and a vibrant year-round social calendar, while the nearby Crystal Lake clubhouse offers outdoor dining, a fitness center, tennis and pickleball, a resort-style pool, and bocce ball, all surrounded by lush tropical landscaping. Residents also enjoy a convenient, residents-only entrance to nearby shopping including Fresh Market and Lowe’s. With just 460 residences set on 300 acres of mature landscaping, Eagle Creek feels intimate and friendly—yet ideally located 9 miles to downtown 5th Avenue and 10 miles to Marco Island beaches and restaurants. This home is more than a residence—it’s a gateway to the relaxed, active Naples lifestyle.

Features

  • Building Design: Low Rise (1-3)
  • Parking: Driveway Paved,Guest
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 3
  • Amenities: Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Golf Course,Internet Access,Lap Pool,Pickleball,Private Membership,Putting Green,Restaurant,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: EAGLE CREEK
  • Development: EAGLE CREEK
  • Year Built: 1990
  • Common Charge: $4,583 Quarterly
  • Approx Sq. Feet: 1,534
  • Est. Taxes: $2,167
  • Lot Desc: Zero Lot Line
  • View: Lake,Water,Water Feature
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Elem. School: MANATEE ELEMENTARY
  • Middle School: MANATEE MIDDLE
  • High School: LELY HIGH SCHOOL
  • Pet Policy: With Approval
  • MLS#: 225084569
  • Website: https://www.raveis.com
    /prop/225084569/780waterforddr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

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NMLS Mortgage Loan Originator ID 16953

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780 Waterford DR, Naples, FL, 34113

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,295 $1,366 $1,818
Total Monthly Payment $1,551 $1,622 $2,074

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.