605 Ann Street, Mount Pleasant, SC, 29464 | $1,450,000

Welcome to 605 Ann Street - a rare opportunity to own in the heart of Old Mount Pleasant, just one block from the Old Village, three blocks from the Charleston Harbor and minutes to Shem Creek, Sullivan's Island, and Downtown Charleston! This charming 3-bedroom, 2-bath brick ranch offers timeless character with room to personalize, nestled on a mature, landscaped lot at the quiet corner of Ann and McCants. Step inside the front door to a spacious great room with LVP flooring flowing seamlessly to the secondary bedrooms which share an updated bathroom. The kitchen includes ceramic tile flooring, White Onyx countertops and a separate dining area. Continue to the primary bedroom, which features a cozy fireplace, Australian Cypress hardwoods and a recently renovated bathroom. The private backyard is complete with a storage shed, pergola, and fencing - perfect for outdoor entertaining, gardening, or pets. Zoned for some of the most sought-after schools in the Lowcountry - Mt. Pleasant Academy, Moultrie Middle, and Lucy Beckham High - and just a golf cart ride away from Shem Creek restaurants, Post House, Alhambra Hall, Pitt St Bridge, local shops, parks, and waterfront views. Whether you're looking to renovate, invest, or move right in, this is a golden chance to get into one of Charleston's most beloved neighborhoods!

Features

  • Amenities: Park, Tennis Court(s), Trash
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Development: 42 - Mt Pleasant S of IOP Connector
  • Year Built: 1950
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,620
  • Acreage: 0.15
  • Lot Desc: 0 - .5 Acre, Level
  • Elem. School: Mt. Pleasant Academy
  • Middle School: Moultrie
  • High School: Lucy Beckham
  • MLS#: 25032898
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /eprop/25032898/605annstreet_mountpleasant_sc?source=qrflyer
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Barber Real Estate GroupSales Associates

508.653.1256

BarberRealEstateGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 23716

781.490.5670

Andrew.vanDyk@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

605 Ann Street, Mount Pleasant, SC, 29464

$1,450,000

Barber Real Estate Group

Sales Associates

William Raveis Real Estate

Phone: 508.653.1256

BarberRealEstateGroup@raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,160,000 $1,160,000 $1,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.007% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,586 $6,862 $9,633
Total Monthly Payment $6,711 $6,987 $9,758

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.