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BETTER THAN BUILDING — STUNNING 2023 WILLIAM RYAN CRAFTSMAN | 5 BED + HUGE FLEX (POSSIBLE 6TH) | 4 BATH | 3-CAR | IMPACT WINDOWS | ENERGY EFFICIENT If you've been planning to build because you need space, upgrades, and a home that can grow with your family—this is the one that lets you skip the delays, rising costs, and stress. . . without giving up the ''new home'' feel. Welcome to this gorgeous 2023 William Ryan Craftsman Joyce Model in the boutique community of Whiting Estates, featuring a low 95/month HOA and an ideal location with quick access to the Suncoast Parkway for an easy Tampa commute. Set on a corner lot with sidewalk-lined streets, this home brings all the charm with a classic front porch, and all the function with a large vinyl-fenced backyard and back porch—perfect for kids, pets, playtime, parties, or peaceful evenings outside. Inside, it's bright, open, and built for real life with 10' ceilings, 8' interior doors, and impact windows throughout. The floorplan offers five generously sized bedrooms, four full bathrooms, and an incredible upstairs flex room (approx. 675 sq ft) with a closet—ideal for a game room, media room, teen retreat, home office, or a true 6th bedroom as your needs change. At the heart of the home is a showpiece gourmet kitchen designed for busy mornings and family gatherings alike, featuring white shaker cabinetry with crown molding, soft-close drawers, a gray shaker island, under-cabinet lighting, quartz countertops, and a timeless beveled subway tile backsplash. You'll love the high-end stainless appliance package, including a double oven (with convection + microwave capability), cooktop, chimney-style vent hood, double-drawer refrigerator, a large pantry, and an undermount single-bowl stainless sink. The primary suite is a true retreat with room for a sitting area and a beautiful bay window that pours in natural light. The spa-like bath includes a soaking tub, walk-in shower, dual square undermount sinks, shaker cabinetry, quartz countertops, and a huge walk-in closet. PLUS: this home is already set up for the future with foam-injected block walls for energy efficiency, 80-amp pool pre-wire, and laundry tub pre-plumbing—plus the peace of mind of a transferable structural warranty. Located in the desirable Nature Coast school zone and just minutes to local favorites like Anderson Snow Sports Complex and the Suncoast Bike Trail, this home checks the boxes that families usually start building for—space, quality, efficiency, and flexibility—already done and move-in ready. Schedule your private showing today!
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$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $602 | $602 | $602 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,021 | $3,186 | $4,242 |
| Total Monthly Payment | $3,715 | $3,880 | $4,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.