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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. COASTAL NEWER WATERFRONT HOME in Hernando Beach—just reduced $10, 000! Built in 2022 by TownHomes, LLC, a Florida-based builder known since 2005 for heavy-duty modular construction designed for strength and durability in hurricane-prone areas, this move-in-ready 3-bedroom, 2-bath home delivers the Florida lifestyle buyers dream of—73 FT of WATER FRONTAGE, seawall, and a floating dock, plus spectacular sunrise views to start every day right. Enjoy breezy outdoor living from the 27 FT long upper screened porch, and downstairs you’ll love the covered 14x11 porch and pavered patio—perfect for grilling, relaxing, or entertaining after a day on the water. Inside, the home shines with easy-care vinyl flooring, crown molding, and charming wood cornices accenting the living room sliders and windows. The bright kitchen features white cabinetry, a built-in pantry, and a breakfast bar for casual meals and conversation. The primary suite is a true retreat with a walk-in closet and an ensuite bath offering dual sinks, a built-in linen closet, and a walk-in shower with seat. Downstairs is where the fun really begins—bring your hobbies, toys, and projects! You’ll have a 2-car carport, RV parking, a 1, 000 lb outdoor lift, and an impressive 737 SF workshop, plus a large shed with a matching metal roof. And for animal lovers, the catio is a standout—ideal for cats or even tropical birds (parakeets too)! Located in charming Hernando Beach, you’ll enjoy **Gulf access via the nearby community boat lift—just minutes away—**making it easy to get on the water for fishing, cruising, and sunset runs. If you’ve been searching for an affordable waterfront home that’s truly move-in ready, with a metal roof, newer build, and extras you rarely find—this one checks all the boxes. Live the coastal lifestyle you’ve been waiting for!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $360 | $360 | $360 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,340 | $3,080 |
| Total Monthly Payment | $2,683 | $2,775 | $3,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.