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Under contract-accepting backup offers. WATERFRONT CONDO W/SUNSET VIEWS OVER CHARLOTTE HARBOR & IMMEDIATE BOATING ACCESS - This TURN-KEY, FURNISHED condo features a western rear exposure that ensures beautiful sunset views over Charlotte Harbor, adding a dramatic finish to each day. The colorful skies, open water views, and boats passing by in the harbor set the tone at this first-floor, 2 bed/2 bath waterfront condo in Colony Point at Punta Gorda Isles. Great room and dining area feature large picture windows that frame the harbor and flood the space with natural light. The open layout allows the living and dining areas to flow seamlessly, creating an inviting space for everyday living and entertaining. Just beyond, the glass-enclosed Florida room serves as a year-round sitting area with wide, unobstructed water views—an ideal spot for morning coffee or evening cocktails as the sun sets over the harbor. Well-maintained kitchen with white cabinetry, ample counter space, and a functional layout that keeps the cook connected to the main living areas. An adjacent utility/laundry room doubles as a butler's pantry with additional storage and separate caterer's entrance. Unit boasts large bedrooms - each with its own en-suite bath, creating a well-designed layout that works equally well for owners and visiting guests. Condo is being sold fully furnished and turn-key, allowing you to settle in and start enjoying the waterfront lifestyle immediately. Assigned, covered parking space is ideally located just steps from the front door. Colony Point is a well-maintained waterfront community known for its park-like grounds, fresh exterior paint, stone-coated metal roof, and strong amenities. Residents enjoy a screened, in-ground pool, a clubhouse with catering kitchen, and extended docks offering first-come, first-serve slips with nearly immediate access to open water. Just minutes from Fishermen’s Village, Ponce de Leon Park, historic downtown Punta Gorda, waterfront dining, shopping, and walking paths throughout Punta Gorda Isles, this condo works equally well as a full-time residence or seasonal escape. Make an appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $516 | $516 | $516 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,542 | $1,652 | $2,226 |
| Total Monthly Payment | $2,133 | $2,243 | $2,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.