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Welcome to your own slice of island-style paradise in Latitude Margaritaville, the award-winning 55+ community inspired by the laid-back Jimmy Buffett lifestyle with this highly sought after Dreamsicle Cottage. This charming 2-bed, 2-bath home with a dedicated office offers a bright, open floor plan with coastal-inspired finishes, spacious bedrooms, and low-maintenance living designed for comfort and ease. Enjoy resort-style amenities just steps from your door. Residents of Margaritaville have access to the Paradise Pool, complete with beach-entry, cabanas, tiki huts, and lawn games. Stay active at the Fins Up! Fitness Center, which features state-of-the-art equipment, indoor lap pool, spin room, and wellness programs. Outdoor recreation includes pickleball and tennis courts, wiffle ball at Fins Field, walking trails, and Lake Latitude, perfect for kayaking and paddleboarding. Social life thrives at the Town Square bandshell, Last Mango Theater, and the Latitude Bar & Chill Restaurantideal for live music, dining, and community gatherings. The Workin' N' Playin' Center, Barkaritaville Pet Spa, and numerous clubs and events make it easy to stay engaged and connected. Located just off Highway 278, Margaritaville offers unbeatable convenience. You're minutes from shopping and dining at the Tanger Outlets and a short drive to downtown Bluffton, Hilton Head's beaches, and nearby day-trip destinations like Savannah and Charleston. Nature lovers will enjoy quick access to Pinckney Island Wildlife Refuge and historic Lowcountry sites. For added peace of mind, Coastal Carolina Hospital is just moments awayan important benefit in a 55+ active adult community. Additional medical centers, including Hilton Head Regional and Beaufort Memorial, are also within easy reach. This home offers the perfect blend of relaxation, recreation, and vibrant community living. Discover why so many choose to "live the Margaritaville lifestyle" every day. Your island-inspired retirement awaits!
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Our Executive Mortgage Banker:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.609% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,862 | $1,993 | $2,658 |
| Total Monthly Payment | $1,937 | $2,068 | $2,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.