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One or more photo(s) has been virtually staged. FULLY RENOVATED WATERFRONT • DIRECT NAVIGABLE ACCESS TO TAMPA BAY • NEW ROOF 2025 • BOAT-READY • NO HOA
Where coastal design meets true navigable waterfront living, this fully renovated residence on Allens Creek offers direct boat access into Tampa Bay from your private dock. Cruise out for a sunset ride, paddle through quiet mangroves at sunrise, or watch dolphins glide past as the water reflects the evening sky—all from your own backyard. Properties at this price point rarely combine comprehensive renovation, open-water access, and everyday convenience so seamlessly.
Inside, 2, 183 square feet of reimagined living space feels both refined and relaxed. Clean architectural lines, large-format porcelain tile flooring, recessed LED lighting, and a dramatic floor-to-ceiling stone fireplace create a striking yet welcoming main living area designed for connection and comfort.
The kitchen anchors the home with a waterfall-edge island, premium quartz surfaces that rise seamlessly up the backsplash, custom cabinetry, and stainless-steel appliances. The open flow between kitchen, dining, and living spaces enhances both entertaining and everyday waterfront living.
The primary suite offers privacy and flexibility, complete with a dedicated office or bonus space ideal for remote work or quiet retreat. The spa-style bath features a rainfall shower, custom wood-accent tile, quartz vanity, LED backlit mirror, and generous storage. A beautifully updated guest bath reflects the same cohesive renovation quality throughout.
A sunlit enclosed Florida room extends the living space year-round, framing tranquil canal views and bringing the outdoors inside.
Step outside to nearly 700 square feet of new decking and a pergola-covered entertaining area designed for waterfront evenings. The approximately 208-square-foot private dock provides immediate, boat-ready access to Allens Creek and direct passage into Tampa Bay—ideal for fishing, cruising, paddleboarding, or simply enjoying the steady rhythm of the water.
Thoughtfully renovated throughout, the home blends new major systems—including a 2025 roof and 2023 HVAC—with fully updated interiors and refreshed exterior finishes, delivering modern reliability in a turnkey coastal setting.
With no HOA or CDD restrictions, this is waterfront living without compromise—rare, refined, and ready.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $665 | $665 | $665 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,680 | $3,884 | $5,180 |
| Total Monthly Payment | $4,437 | $4,641 | $5,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.