19 Highwood Circle, #19, Colchester, CT, 06415 | $395,000

Located in the desirable PUD community of Highland Woods, 19 Highwood Circle in Colchester is a well-maintained Colonial-style home offering over 1, 500 square feet of livable space and a flexible, move-in-ready layout. This 3-bedroom, 2. 5-bath residence features multiple bonus areas, allowing the home to easily function as a 4-bedroom to suit a variety of living needs. The main level is highlighted by nine-foot ceilings throughout the living, dining, kitchen, and powder rooms, complemented by crown and chair rail molding that add timeless character. Sliding doors from the dining area led to a deck overlooking a large, flat, fully fenced backyard and patio-ideal for outdoor entertaining, play, and everyday enjoyment. The upper level includes three carpeted bedrooms, two full baths, and a spacious 200+ square foot bonus room located above the two-car garage. The primary bedroom suite offers two closets, including a walk-in, and a full bath with shower, while the additional bedrooms feature generously sized closets. The finished lower level provides additional heated living space with decorative molding, built-in desks, and wall-to-wall carpeting, making it well-suited for a family room, home office, or guest area. Additional features include a newer hot water heater installed within the past year, a 2020 air conditioning system and condenser, an oil-fired furnace, central vacuum, a 100-amp electrical panel, a wired alarm system, and a portable generator that conveys with

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1998
  • Garage: 2-car Attached Garage
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Heated,Partially Finished
  • Above Grade Approx. Sq. Feet: 1,496
  • Below Grade Approx. Sq. Feet: 273
  • Est. Taxes: $5,284
  • HOA Fee: $195 Quarterly
  • Lot Desc: Level Lot
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Bacon Academy
  • Appliances: Electric Cooktop,Oven/Range,Microwave,Refrigerator,Dishwasher
  • MLS#: 24145961
  • Website: https://www.raveis.com
    /prop/24145961/19highwoodcircle_colchester_ct?source=qrflyer
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Listing courtesy of Real Broker CT, LLC   Phone: (860) 884-9511

Room Information

Type Level
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Main
Living Room Main
Other Upper
Primary Bedroom Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

19 Highwood Circle, #19, Colchester, CT, 06415

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $440 $440 $440
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,794 $1,895 $2,540
Total Monthly Payment $2,309 $2,410 $3,055

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.