244 River Drive, Moriches, NY, 11955 | $625,000
MAGNIFICENT WATERFRONT LIVING AT ITS BEST! Welcome to The Waterways, a premier gated senior living community with a Private Marina where comfort meets elegance. This beautifully maintained 2-bedroom (convertible to 3 BR as noted below), 2-bathroom home with TWO Bonus Rooms offers stunning waterfront location and panoramic views from the open-concept floor plan designed for both relaxation and entertaining. Step inside through a welcoming foyer with a large closet, thoughtfully designed to accommodate a future elevator installation. The spacious living room features a cozy fireplace and soaring vaulted ceilings, creating a light and airy ambiance that flows seamlessly into the dining area and kitchen with beautiful, direct water views from the living room/ dining room area as well as the master bedroom. In addition, there is a spacious balcony (with room for a dining table and lounge chairs) with direct water views which can be accessed directly from the living/dining area as well as the master bedroom. Enjoy peaceful mornings or relaxing evenings with unobstructed water views right from your living and dining room or outdoor patio. The bonus room with windows on two sides offers flexible space ideal for a home office, den, or even an additional guest room (3rd BR if closet is added), adapting to your lifestyle with ease. Accessed through this room, the Bonus -Bonus room is another unique feature of this unit, and with it's large picture window can be used for a home office, study or artist's studio. The primary suite offers a private bath and ample closet space. A second full bath ensures comfort for guests or family. The Waterways offers the privacy of a gated community with the beauty of waterfront living. Boasting a Private Marina, Heated Pool, newly renovated (2025) clubhouse and gym, tennis, pickleball, activities, clubs, trips and more - don't miss this rare opportunity to enjoy an active yet peaceful lifestyle in one of the area's most desirable senior communities. Schedule your private showing today and experience the best of waterfront senior living!
Features
- Parking: Driveway, Garage
- Heating: Natural Gas
- Cooling: Central Air
- Amenities: Boat Dock, Building Link, Clubhouse, Fitness Center, Gated, Landscaping, Maintenance Grounds, Other, Pool, Powered Boats Allowed, Recreation Facilities, Security, Snow Removal, Tennis Court(s), Trash
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Complex: The Waterways
- Year Built: 1987
- Common Charge: $960 Monthly
- Approx Sq. Feet: 1,960
- Acreage: 0.04
- Est. Taxes: $4,708
- View: River, Water
- Adult Communities: Yes
- Water Front: Yes
- Elem. School: William Floyd Elementary School
- Middle School: William Floyd Middle School
- High School: William Floyd High School
- School District: William Floyd
- Pet Policy: Call
- Appliances: Other
- MLS#: 926941
- Days on Market: 56 days
- Website: https://www.raveis.com
/prop/926941/244riverdrive_moriches_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
244 River Drive, Moriches, NY, 11955
$625,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,079 | $3,157 | $4,152 |
| Total Monthly Payment | $3,563 | $3,641 | $4,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535