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Welcome to easy, carefree living in this third floor, one bedroom, one bathroom condo located in the highly sought after On Top of the World community in Clearwater, Florida. With 825 square feet of thoughtfully designed living space, this condo offers an open and efficient layout. One of the best features of this home is its top floor location, providing added privacy with no neighbors above you, along with a quiet and peaceful atmosphere that is hard to beat.
Step inside and enjoy a light and bright interior filled with natural sunlight throughout the day. The open floor plan creates a seamless flow between the living, dining and kitchen areas. Tile flooring runs through the main living areas for easy maintenance, while laminate flooring in the bedroom and bonus room adds warmth and comfort. The bonus room is a standout feature, offering tranquil views of beautifully maintained green space and community landscaping, making it an ideal spot to relax, read, or enjoy your morning coffee.
This condo has been well cared for and includes several important updates that provide peace of mind ~ Roof 2025, Water Heater 2018 and newer windows add comfort, safety and energy efficiency.
Living in On Top of the World means access to one of Clearwater’s most well known and amenity rich communities. This 55+ community is designed for an active and social lifestyle, while also offering plenty of opportunities to relax and unwind. Residents enjoy two activity centers, each offering a full calendar of events, games and entertainment throughout the year. From line dancing and theater performances to ceramics, woodworking and hobby groups, there is always something happening!
The community features an impressive list of amenities, including two swimming pools, two golf courses (one 18 hole and one 9 hole), four tennis courts, two pickleball courts, eight shuffleboard courts, six lawn bowling courts, three horseshoe pits and a fully equipped fitness center. Outdoor lovers will appreciate the nature’s gym, dog park and the pavilion park. With 175 clubs, residents can participate as much or as little as they like, creating a lifestyle that fits their own pace.
Ideally located in Clearwater, this condo offers convenient access to shopping, dining, medical facilities, and some of Florida’s most beautiful beaches. If you’re looking for a low-maintenance home with excellent amenities, a peaceful setting, and a welcoming community, this top-floor condo truly delivers. Come see why living On Top of the World is a lifestyle so many enjoy!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$89,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $71,920 | $71,920 | $71,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $35 | $35 | $35 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $408 | $437 | $583 |
| Total Monthly Payment | $518 | $547 | $693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.