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PRICE REDUCED $20, 000 – OWN YOUR LAND – LOW HOA – STORM TESTED
Welcome to Terra Siesta, one of Ellenton’s most sought-after 55+ communities known for its active lifestyle and exceptional amenities.
This 2-BEDROOM, 2-BATH RESIDENCE is STORM TESTED and built for long-term durability. Owned and meticulously maintained by the same owners for nearly 20 YEARS, the home has successfully weathered multiple Florida hurricane seasons WITHOUT MAJOR STRUCTURAL REPAIRS — a proven track record that offers real peace of mind.
Importantly, this property was originally constructed as a FULL-WIDTH MANUFACTURED HOME (NOT A LATER ADDITION). Designed from the start with a complete structural footprint, it offers consistent engineering, unified rooflines, and structural integrity that experienced manufactured home owners appreciate.
Situated on a desirable CORNER LOT, recent improvements include:
NEWER VINYL FLOORING THROUGHOUT,
NEW KITCHEN APPLIANCES,
NEWER A/C SYSTEM,
FINISHED LANAI WITH NEW VINYL WEATHER WINDOWS,
NEW PORCH AND LANAI SCREENS,
REFINISHED DRIVEWAY AND SIDEWALK PAINT,
NEW EXTERIOR SKIRTING and
UPDATED BATHROOM PLUMBING AND FIXTURES.
The home includes a COVERED CARPORT, ADDITIONAL STORAGE, and conveys FULLY FURNISHED (excluding two recliners) for an easy, move-in-ready transition.
Unlike some neighboring communities offering lower purchase prices on leased lots, here YOU OWN THE LAND — allowing you to build long-term equity without lot lease uncertainty.
Terra Siesta residents enjoy:
TWO COMMUNITY POOLS,
PICKLEBALL, SHUFFLEBOARD & TENNIS,
ACTIVE CLUBHOUSE WITH PLANNED EVENTS,
PUBLIC WATER, SEWER AND TRASH INCLUDED IN HOA
NOT LOCATED IN A FLOOD ZONE — NO FLOOD INSURANCE REQUIRED.
Recently reduced from $159, 000 to $139, 000 after strategic market review, this is a rare opportunity to secure a WELL-BUILT, STORM-PROVEN HOME on OWNED LAND in one of Ellenton’s most desirable 55+ communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$99,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $79,200 | $79,200 | $79,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $97 | $97 | $97 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $469 | $488 | $642 |
| Total Monthly Payment | $641 | $660 | $814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.