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Welcome to 1145 Kirkland Court ! This diamond end unit is located on the 4th floor with a spacious/open floor plan. Beautifully updated 2-bedroom, 2-bath, eat-in kitchen, living room, formal dining w/access to terrace, laundry area in unit & 1. 5 car garage complete this unit. This home features new HVAC (heating & cooling), crown molding, boxed wainscoting, two brand-new bathrooms finished with modern fixtures, sleek tile work, and a clean, contemporary design that blends comfort with style. The updated kitchen with water filtration system offers modern cabinetry, corian countertops, and stainless steel appliances—perfect for everyday living and entertaining alike. The primary en-suite offers a full bathroom and a wic, the second bedroom offers two closets. This home combines modern amenities with a prime central location, offering easy access to local shops, dining, and the unique charm Islip is known for. A perfect opportunity for a primary residence, second home, or investment property. Amenities include heated in-ground pool, tennis courts, pickleball court, club house & gym. Maintenance free living at its finest. Welcome home ! Pre-Approval Or Pof required by all. Building H.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,999 | $391,999 | $391,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $769 | $769 | $769 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,165 | $2,319 | $3,125 |
| Total Monthly Payment | $3,009 | $3,163 | $3,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.