432 Battle Harbor Lane, Ridgeland, SC, South Carolina, property flyer

432 Battle Harbor Lane, Ridgeland, SC, 29936 | $435,000

Designed with family living in mind, this home features an open-concept kitchen, dining area, and great room with rear-lot views, creating the perfect space for gathering, entertaining, and making memories. The kitchen offers a center island with added workspace and storage, along with open sightlines to the dining and family areas-ideal for supervising homework, playtime, or hosting friends and relatives. A front-of-home office provides a quiet spot for work or study, while a conveniently located powder room serves first-floor guests. The two-car garage offers plenty of space for vehicles, bikes, and family gear. Upstairs, the spacious primary suite serves as a relaxing retreat for parents, complete with an en-suite bath featuring a soaking tub, separate shower, double vanity, tile flooring, and his-and-hers walk-in closets. Two additional bedrooms, a full bathroom, and a centrally located laundry area adds everyday convenience. Outdoor spaces truly shine, with a screened-in porch perfect for relaxing while children play in the large, fenced-in backyard. The paver patio and built-in fire pit set the stage for family evenings, weekend gatherings, and s'mores under the stars. A storage shed keeps lawn equipment and outdoor toys neatly organized. Thoughtful upgrades throughout make this home both comfortable and practical for today's busy family lifestyle.

Features

Amenities: Clubhouse,Fitness Center,Playground,Pool
Bedrooms: 3
Baths: 2 full / 1 half
Style: Two Story
Development: Hearthstone Lakes
Year Built: 2018

Garage: 2-car
Heating: Central
Cooling: Central Air
Approx Sq. Feet: 2,132
Acreage: 0.21
Lot Desc: < 1/4 Acre

View: Landscaped
Appliances: Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven
MLS#: 503396
Website: https://www.raveis.com
/prop/503396/432battleharborlane_ridgeland_sc?source=qrflyer

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Listing courtesy of Charter One Realty Phone: 843-757-7710

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
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432 Battle Harbor Lane, Ridgeland, SC, 29936

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$348,000	$348,000	$348,000
Term	360 months	360 months	180 months
Initial Interest Rate**	5.625%	6.125%	5.375%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.258%	6.292%	5.628%
Monthly Tax Payment	N/A	N/A	N/A
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$2,003	$2,114	$2,820
Total Monthly Payment	$2,078	$2,189	$2,895

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.