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Presented by
Maria Heller |
Step inside and experience a waterfront home in Hernando Beach South that unfolds beautifully as you explore, offering one bedroom and one bathroom on the first floor designed as a mother-in-law suite and two bedrooms with two bathrooms on the second floor, along with a two-car garage and access to a seawall-protected canal system leading to the Gulf of Mexico. The front exterior welcomes you with a well-maintained lawn accented by mature palms, landscaped planting beds, and decorative stone ground cover that creates clean, tropical curb appeal with open green space surrounding the home. Inside, the foyer features light-toned flooring, smooth ceilings, and natural light, with an ADA-accessible elevator conveniently located at the entry and providing access throughout the home. The first-floor living area is bright and open with light wood-look flooring, large windows, and sliding glass doors that flow into the adjacent dining space, while the nearby kitchen offers tile flooring, recessed lighting, a kitchen bar, dual sink, stainless appliances, and windows that connect the space to the outdoors. A private first-floor bedroom is thoughtfully positioned near the main living areas, paired with a bathroom featuring tile flooring, dual vanity, a step-in sliding glass shower, and natural light from a window. Just beyond the living area, the covered rear porch overlooks the fenced backyard and canal, creating a relaxing setting for everyday enjoyment. Upstairs, the second-floor living area continues the light flooring and smooth ceilings, opening into the kitchen and breakfast nook with multiple windows that fill the space with natural light. The primary bedroom provides a peaceful retreat with abundant daylight and convenient access to the primary bathroom, while the additional upstairs bedroom is located near the hallway and second bathroom, offering flexibility for guests or daily living. The second bathroom includes tiled flooring, a walk-in shower, and a window for ventilation, and the upstairs laundry room adds functionality with durable flooring, built-in cabinetry, a utility sink, and natural light. Additional highlights include a newer roof, newer AC system, and a tankless water heater located in the garage, while outdoors the rear dock designed for boat access provides direct water access and is complemented by an irrigated lawn, making boating, waterfront relaxation, and outdoor living a natural extension of life here, all while being close to local marinas, waterfront dining, fishing areas, nature parks, and scenic coastal routes that showcase the beauty of Florida’s Gulf Coast.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
Sales Associate
William Raveis Real Estate
Phone: 203.260.7281
Maria.Heller@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $506 | $506 | $506 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,385 | $2,552 | $3,404 |
| Total Monthly Payment | $2,983 | $3,150 | $4,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.