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TIS THE SEASON! Treat yourself to an early or after Christmas gift! USDA AREA! NEW ROOF!! Check out this charming home that's tucked back from the road & sits on a 100x200 beautiful lot! Professionally painted in & out · New plush carpet · Plenty of kitchen cabinets & drawers that have been refreshed + a New range is on it's way · New bath vanity + (2) New commodes, and the list goes on! The entrance/den opens to wood ceilings, wood burning fireplace, along with custom built-ins, and this flows to the beautiful bonus/sunroom that overlooks the park-like backyard. The living room & bedrooms are sizeable. The 2nd full bath with shower, is housed within the utility which in under heat & air. . . note the vent on the HVAC indicated by the picture. The spacious hall bath also boasts custom shelving. Enter via the back to a storage/small work area with a dedicated well pump room. WELL & SEPTIC · CLEAN · EASY SHOW! ATTENTION AGENTS: PLEASE SEE REALTOR REMARKS for instructions on submitting your paperwork.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $97 | $97 | $97 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,249 | $1,337 | $1,783 |
| Total Monthly Payment | $1,421 | $1,509 | $1,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.