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100% upland Property tucked away in the heart of Golden Gate Estates, 321 14th St NE is the kind of Naples property that screams possibility—privacy, space, and the freedom to create your own vision with no HOA restrictions. Set on a sprawling nearly 3 acres, this residence delivers the rare combination of elbow room and everyday convenience with a second building used as a workshop, with endless upside for buyers who want land, lifestyle, and long-term value. Inside, you’ll find a 3-bedroom + den, 2-bath, brand new reverse osmosis system and a foundation ready for your personal upgrades—whether that means modernizing finishes, expanding outdoor living, or reimagining the space into your ultimate Estates retreat. The real story is outside: nearly 3 acres of Florida land to make your own—room for a massive resort-style pool and outdoor kitchen, add a guest house, create a workshop, park your boat/RV, or design the ultimate private compound surrounded by nature and wide-open skies. This is over 2, 300 square feet of opportunity to do whatever you want on land that gives you the breathing room which is hard to find at this price in Naples.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $187 | $187 | $187 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,603 | $2,709 | $3,566 |
| Total Monthly Payment | $2,882 | $2,988 | $3,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.