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This is an assignment of contract. . . Buildable residential lot in Keystone Heights with mobile homes permitted. Located on a quiet private street surrounded by mature trees, this approximately 0. 37 acre parcel offers a great opportunity to build a site built home or place a manufactured or modular home in a peaceful lake area community.
Situated in an established neighborhood known for its outdoor lifestyle, this high and dry lot is in Flood Zone X and not located in a flood zone. No HOA restrictions. Legal road access in place. Utilities will require well and septic.
Zoned Single Family Residential District RE RF. Zoning allows single family residences including modular and mobile homes that comply with county regulations. RV living is not permitted. Animals are not permitted per zoning. Seller financing available. Purchase price $12, 000 with $600 down and affordable payments of approximately $254 per month for 5 years. No bank required and flexible terms make this a great option for buyers looking to secure land with low upfront cost. Terms subject to seller approval. Contact agent for full details.
Impact fees apply. Current impact fees are approximately
Single family up to 1, 500 sq ft $3, 563
Single family 1, 501 to 2, 499 sq ft $4, 745
Single family 2, 500 sq ft and up $5, 927
Mobile home $4, 008
Enjoy proximity to multiple lakes ideal for fishing boating and kayaking, Keystone Heights Golf and Country Club, local shops schools and dining. Convenient drive to Palatka Gainesville and St Augustine.
Great option for a primary residence, future build, manufactured home placement, or long term land investment in a growing North Florida market.
Buyer to verify all zoning building requirements utilities and impact fees with the county.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $5,600 | $5,600 | $5,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $32 | $34 | $45 |
| Total Monthly Payment | $107 | $109 | $120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.