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Welcome home to 1520 Saint Stephens Way, a beautifully maintained two- story residence offering 4 bedrooms, 2. 5 bathrooms, set on a 1/3 acre lot at the end of a quiet cul-de-sac, backed by a serene wooded buffer. Step inside to find a private study or home office with French doors and an elegant formal dining room featuring a tray ceiling and classic wainscoting flanking the front door. The impressive two-story great room flows seamlessly into the kitchen and sunroom creating an open and inviting space ideal of both everyday living and entertaining. All kitchen appliances will convey. The first floor primary suite is a retreat showcasing an updated bathroom complete with a soaking tub, separate shower and a spacious walk-in closet with custom shelving. Upstairs, three bright and generously sized bedrooms offer ample closet space, while a cozy reading nook or desk area sits centrally between them. The updated hall bathroom is thoughtfully located for the three bedrooms to share. Additional highlights include a convenient drop zone and powder room as you step inside the home from the two-car garage, a new roof installed in 2024 and a tankless hot water heater. The large backyard is enclosed with a metal fence providing plenty of space to relax or entertain outdoors. Enjoy the peace and quiet living on the cul-de- sac while just steps away to the neighborhood pool and playground. Why not start 2026 in your new home? (
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Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,612 | $2,758 | $3,698 |
| Total Monthly Payment | $2,704 | $2,850 | $3,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.