9685 Cobalt Cove CIR, Naples, FL, 34120 | $1,259,000

Welcome to Luxury Vacation-Style living, This 4-bedroom, 3. 5-bath residence located in the prestigious, gated Quarry community in Naples, Florida. ** This beautifully maintained home offers desirable **southern exposure** with **sweeping lake and golf course views**, providing exceptional natural light and stunning sunsets.
The **newly renovated kitchen** features **granite countertops, a tumbled marble backsplash, and stainless steel appliances**, opening seamlessly to spacious living and entertaining areas. The home has been **freshly painted throughout** and enhanced with **upgraded lighting**, creating a bright and inviting atmosphere. A formal dining room with updated chandeliers offers an elegant setting for gatherings, while **ceiling fans in every bedroom** provide comfort and efficiency.
The spacious owner’s suite serves as a private retreat and includes **dual vanities, a soaking tub, and a large walk-in shower**. A **dedicated cabana bath with walk-in shower** provides direct access to the pool, ideal for indoor-outdoor living and entertaining guests.
Outdoor living is showcased on the **extended screened lanai**, featuring a **saltwater pool and spa** with breathtaking views overlooking the lake and golf course. Recent improvements include a **new pool filter system, newer pool heater and pump**, and a **recently installed air-conditioning system**. Additional features include **plantation shutters, large tile flooring throughout**, a **4-foot lanai extension**, and a **4-foot extended garage**, offering extra space for storage, bikes, or golf equipment.
Built with **concrete block construction** and designed for Florida living, this home offers both durability and peace of mind. The property is located in **Flood Zone X with no mandatory flood insurance requirement**, a significant benefit for homeowners. The Quarry HOA provides **lawn care, irrigation, gated security, and access to world-class amenities**, allowing for low-maintenance, lock-and-leave living.
The Quarry is a premier **lakefront community with over 500 acres of navigable lakes**, offering **boating, kayaking, paddleboarding, jet skiing, water skiing, and fishing**. Residents enjoy the **newly renovated Beach Club**, which features resort-style pools with food and beverage service, **tennis, pickleball, bocce**, a **restaurant, wellness center**, and a **full-time activities director**. **Optional golf membership** is available at the **18-hole Hurdzan-Frye designed course** at The Quarry Golf Lodge & Club.
Conveniently located in **North Naples, Collier County**, just minutes from **Gulf beaches, Mercato shopping and dining, I-75, and top medical facilities**, with easy access to **Southwest Florida International Airport**. Ideal as a **full-time residence, seasonal retreat, or second home** in one of **Naples’ most desirable resort communities**.

Features

  • Amenities: Beach - Private,Beach Club Included,Bike And Jog Path,Boat Storage,Bocce Court,Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Fitness Center Attended,Golf Course,Hobby Room,Lakefront Beach,Lap Pool,Marina,Pickleball,Private Membership,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: 1 Story/Ranch
  • Development: THE QUARRY
  • Year Built: 2010
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,538
  • Acreage: 0.24
  • Est. Taxes: $14,077
  • Master HOA Fee: $2,466
  • Lot Desc: Regular
  • View: Golf Course,Lake,Pond
  • Community Type: Boating,Gated,Golf Course,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 225083412
  • Website: https://www.raveis.com
    /eprop/225083412/9685cobaltcovecir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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9685 Cobalt Cove CIR, Naples, FL, 34120

$1,259,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,007,200 $1,007,200 $1,007,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.007% 5.952%
Monthly Tax Payment $1,173 $1,173 $1,173
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,719 $5,958 $8,364
Total Monthly Payment $7,017 $7,256 $9,662

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.