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Charming waterfront cottage in historic Goodland with two waterfront parcels included and direct Gulf access with sweeping views toward the Ten Thousand Islands. This updated Florida retreat offers strong rental potential and a relaxed coastal setting. The main home features a sleeping porch, a fully renovated kitchen with modern finishes, and peaceful water views from the bedroom. A new seawall was completed in 2022, an $8, 000 dehumidification system was installed in 2025, the HVAC was replaced in 2019, and the tankless hot water heater is approximately seven years old. The roof was installed in 2011. This is a rare opportunity to own a direct Gulf access single family home or build a custom island residence in one of the most unique waterfront locations in Goodland.
The second parcel sits across the street on the canal and includes a lift rated for 16, 000 pounds, a newer seawall, water, and electric already in place. This provides ideal space for additional boat storage, parking, or RV use with water and electric hookups installed.
The flood policy is transferable with an annual premium of approximately $2, 600 through B Wright. Homeowners insurance is approximately $4, 200 annually.
Goodland is known for waterfront dining, a laid back island atmosphere, and immediate boating access to the Ten Thousand Islands and open Gulf waters. There is no HOA and no rental restrictions. Boaters, fishermen, and investors recognize the long term value of this location.
This offering provides a rare chance to control two waterfront parcels in a historic island community, with optional adjacent parcels available for expanded ownership.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.349% | 6.203% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,980 | $7,364 | $10,093 |
| Total Monthly Payment | $7,312 | $7,696 | $10,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.