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AIR BNB Short Term Leasing Allowed. No HOA Fees. Embrace lakeside living at 401 Long Ridge View Lane, a brand-new, three-level waterfront home on Lake Keowee in Seneca, SC with a short level walk to the crystal clear water shore line with a full size Covered Boat Dock-Sun Bathing Deck located in 12-13 ft deep water right off the dock . The main floor welcomes you with an open kitchen and living area featuring warm wood cabinetry, sleek appliances, and a center island—perfect for casual breakfasts or entertaining. The master bedroom is located on the main level with double vanity, beautiful walk in shower and large walk in closet. Step out onto the screened-in porch to enjoy morning coffee or sunset cocktails while taking in peaceful water views, relax on the flagstone patio that is pre-wired 220V should new owner install a Hot Tub. Water lovers will appreciate the covered dock in a deep-water cove and the handy storage building for skis and gear. Downstairs, a walk-out basement offers a spacious bonus room with a wet bar, an extra bedroom, a full bath, and a climate-controlled storage area, could be another room. Upstairs, find a bright bedroom with panoramic lake vistas plus a flexible room ideal for a home office, gym, or craft studio. The 2 car detached garage measures 24'x24' 500 SF inside the sheetrock is painted white, rafter ceiling for storage, area for work bench, the garage is located across from the lake house, there is an additional parking pad in front next to the driveway and a paved golf cart path leads to the covered dock. Seneca, SC, is a friendly lakeside town with local eateries, breweries, and easy access to Clemson University. Spend weekends boating, fishing, relaxing by the water, hiking, then explore downtown’s shops and festivals. This home isn’t just a house—it’s a lifestyle, Close To Everything ! The Stamp Creek Boat Ramp is within a mile. There is a voluntary street light and common area mowing annual fee of $ 362. Buyers to verify everything of importance. Note: Some of the inside photos show staged furnishings.
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Our Executive Mortgage Banker:
$1,115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $892,000 | $892,000 | $892,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.353% | 6.121% | 6.038% |
| Monthly Tax Payment | $216 | $216 | $216 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,135 | $5,348 | $7,467 |
| Total Monthly Payment | $5,476 | $5,689 | $7,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.