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Welcome to Union Terrace – Where Space, Design & Quality Meet. Discover Union Terrace — an exclusive upscale development ideally located in the heart of Monsey, just minutes from shopping, parks, and local conveniences. Built across over an acre of land, Union Terrace offers a unique blend of community and privacy. Each 4-bedroom, 3-bathroom duplex is designed with its own private entrance, outdoor spaces, and thoughtful, high-end finishes that elevate everyday living. From the moment you arrive, you're welcomed by a professionally landscaped property, a wide and well-designed parking area, and a peaceful shared play space. The development was carefully planned, offering open-air green spaces and a true sense of calm. It’s not just a row of homes; it’s a community with room to breathe and enjoy. Inside, the homes open with a grand foyer and generous closet space, setting the tone for the quality and layout throughout. On the main level, you’ll find a beautifully spacious dining room that stands out for its oversized designer windows filling the space with natural light, custom ceiling with elegant moldings, and an abundance of recessed lighting. It even features its cozy living area nook — great for relaxing or hosting — and connects to an open staircase that adds even more character and airiness to the layout. Off the dining room is a front porch overlooking the beautiful play area and landscaped grounds, providing a seamless indoor-outdoor flow. The upgraded kitchen is a standout in both design and function. With complete granite countertops, a full-wall backsplash, and a designated dinette space. The layout includes room for two ovens, a dishwasher, a fridge, and a separate freezer with an ice line, and even has seasonal kitchen roughing already in place for added flexibility. It’s the kind of kitchen that checks every box. Also on this floor is a first-floor playroom, complete with its toy closet. Just off the playroom, you’ll find the large back porch — perfect for outdoor seating or letting the kids run around while still close by. To complete the main level, you'll find the half-bathroom powder room, with its vanity nearby. As you head upstairs, the open staircase, situated under a skylight, brings in even more natural light, giving the home a bright and airy feel throughout. At the top, the master suite makes an impression with its spacious layout, beautiful en-suite bathroom featuring a bathtub, a large custom vanity, and a walk-in closet. In addition to the master, there are three more well-sized bedrooms, each offering comfort, space, and excellent closet storage. The additional bathroom on this floor is just as thoughtfully designed, featuring modern tilework and spacious vanities that complement the level. Beyond the layout and finish, these homes are built with quality and practicality in mind. There are 9-ft ceilings on the main level, oversized windows, custom designer doors, and detailed custom moldings that tie the whole design together. Foam spray insulation in the attic improves energy efficiency year-round, and there's direct attic access for convenient storage. Each unit also features its own private basement entrance, providing added flexibility and potential future use. These four-bedroom duplexes give you everything you need in a home — bright layout, comfort, outdoor space, play areas, and beautiful finishes — just in a more efficient footprint. Whether you're looking for your first home, upgrading for more space, or seeking a well-built, peaceful community close to everything, Union Terrace delivers something truly special.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$979,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.750% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.028% | 5.858% | 5.681% |
| Monthly Tax Payment | $991 | $991 | $991 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,086 | $4,571 | $6,399 |
| Total Monthly Payment | $5,169 | $5,654 | $7,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.