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3 bedroom 2 bath ranch home in the heart of Pickens. This home sits on a corner lot with a fenced in yard and two outbuildings that will remain with the home. There is also a 2 car garage at the rear of the home and an amazing screened porch across the front of the home. On the main level there are 3 bedrooms and a bathroom featuring a walk in shower. Large kitchen offering plenty of cabinets and counterspace and a gas stove. Living room with paneling and lots of natural lighting gives the room a nice and cozy feel. There is also a large den perfect for gatherings featuring a fireplace and built-ins. This room also has lots of natural lighting with windows on either side of the room. The main floor also has vinyl windows. The basement level is an incredible feature of this home. It can be accessed from both inside and outside. It could very easily be used as a separate living area complete with kitchen that just needs appliances added. The den area is very spacious but could also be used in many other ways. There is also a full bathroom in the basement. Other rooms in the basement could be used as bedrooms, flex space, office, or many other uses. Options are endless. It could also remain as storage. Many upgrades and/or improvements have been made to the home. Don't miss this rare opportunity to own your ranch home with basement.
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Our Executive Mortgage Banker:
$272,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $218,320 | $218,320 | $218,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $74 | $74 | $74 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,240 | $1,327 | $1,769 |
| Total Monthly Payment | $1,389 | $1,476 | $1,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.