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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Nestled on a desirable corner lot overlooking a tranquil pond in the Lakes of Spruce Creek Fly-In, this 3-bedroom, 2-bath former model home has been lovingly maintained and thoughtfully remodeled. The updated quartz and stainless-steel kitchen serves as the home's entertaining centerpiece, flowing seamlessly into the family room and onward to the enclosed Florida room, ideal for indoor-outdoor living while enjoying peaceful water views. The primary suite is highlighted by a beautifully renovated primary bath featuring abundant natural light, dual vanities with a center cabinet, and a spacious walk-in shower. Additional interior features include plantation shutters throughout and impact windows installed in 2014 and 2016. Recent improvements include a 2019 AC system, a 2025 water heater, electric hookup for a generator, a termite bond, and a tile roof with an estimated 10 years of remaining useful life. Spruce Creek Fly-In is a prestigious guard-gated community offering a unique lifestyle with a private airport and runway, on-site restaurant, country club experience, golf, tennis, pickleball, fitness center, and 24-hour security providing residents with both luxury and convenience in a one-of-a-kind setting.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $247 | $247 | $247 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,217 | $2,273 | $2,989 |
| Total Monthly Payment | $2,539 | $2,595 | $3,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.