527 DOWLING CIRCLE, Lady Lake, FL, 32159 | $549,000

Under contract-accepting backup offers. LAKES OF LADY LAKE *PRICE IMPROVEMENT* Executive-style Biscayne Custom Model—Parade of Homes Winner—perfectly positioned on the golf course in a family-friendly, gated community in the heart of Lady Lake. This exceptional 3-bedroom + den/study, 3-bath, 2 car garage home offers 2, 791 sq. ft. of thoughtfully designed living space with upscale finishes throughout.
A brand-new roof is being installed—Buyer may choose the color, adding immediate value and peace of mind. From the moment you arrive, mature landscaping and a newly sealed & leveled driveway set the tone for quality and care.
Inside, enjoy engineered hardwood flooring, tile in laundry and bathrooms, carpet in guest bedrooms, dining room and office/den. 5" baseboards, crown molding, and elegant double and triple tray ceilings. The open-concept living area flows seamlessly into a chef’s kitchen featuring double door pantry, stainless steel appliances, granite countertops, solid 42" wood cabinets, tile backsplash, and a spacious eat-in area with a mitered window overlooking the pool and golf course—ideal for everyday living. The formal dining room showcases triple tray ceilings, while the private office/den impresses with a 100-year-old fireplace mantle, ceiling fan, and storage closet. The luxurious primary suite offers triple tray ceilings, direct access to the pool, two large walk-in closets, and a spa-inspired en suite with Roman walk-in shower, soaking tub, dual vanities, and private toilet closet.
Guest Bedroom #2 features a ceiling fan, double closet, and newer carpet. Guest Bedroom #3 also includes a ceiling fan, walk-in closet, newer carpet, and convenient access to the pool bath and pool area. The spacious inside laundry room provides a large storage cabinet, folding area, and additional storage closet.
Step outside to your private resort-style oasis: a large gunite pool with waterfall, sun shelf, built-in seating, expansive covered lanai and oversized screened birdcage, all overlooking the golf course—perfect for relaxing or entertaining year-round.
Additional highlights include HVAC (2021), newer hot water heater, newer pool pump, new garage door opener, water softener and an invisible fence for the doggies.
Located just 4 minutes from Spanish Springs Square, with easy access to shopping, dining, entertainment and medical facilities. This home offers the ideal blend of luxury, location, and lifestyle. Golf course living at its finest—don’t miss this rare opportunity. Call me today for a private showing.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,791
  • Acreage: 0.36
  • Est. Taxes: $6,869
  • HOA Fee: $1,200 Annually
  • Lot Desc: On Golf Course
  • View: Golf Course
  • Pool: Gunite, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: G5105805
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /prop/G5105805/527dowlingcircle_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 9:17:08 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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527 DOWLING CIRCLE, Lady Lake, FL, 32159

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $572 $572 $572
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,630 $2,740 $3,586
Total Monthly Payment $3,294 $3,404 $4,250

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.