This coveted First floor riverside flat unit, in the beautiful gated community of Mariner's Cay, is a rare find. . Your own Private riverside steps for easy access to the dock or marina! You'll also be pleased to discover a huge screened porch - the width of the unit- where you'll have front row seats to the spectacular sunsets. Enjoy the dolphins leaping and diving, the pelicans soaring, and the sea gulls gliding over the river and marsh! This home features custom cabinetry, granite countertops, stainless steel appliances, a wet bar and more. So bright and airy. This complex recently completed an extensive exterior renovation: all siding was replaced and new high impact windows and doors were installed! There is a designated parking spot plus visitor parking. . Some of the amenitiesinclude: A huge swimming pool, tennis and pickleball courts, clubhouse, shared dock, and lots of green space for strolling along the lagoon. Bike or stroll to Center Street on Folly Beach for restaurants and shops. The ocean is steps away and you're only ten miles from Historic Downtown Charleston. Find your serenity in the endless river and marsh views in your new home!
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,870 | $3,821 |
| Total Monthly Payment | $2,813 | $2,962 | $3,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.