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An expanded cottage in The Trails, this one-level living home is set in a private, wooded oasis, yet is mere minutes to downtown. Sited on the first of three lots, totaling just shy of two acres, you will reach this home by traveling over quaint, beautiful country roads. There is ample parking here - and the only sound for a moment is the rustle of wind in the trees. From here, look up to the home, perched on an outcropping and waiting for the right buyer to bring it to its full potential. Enter through the enclosed porch and sliding doors into the large living room, with a wood-burning stove set inside a stone fireplace. The wood floors shine from the natural light that streams through the windows. Despite being in the middle of a beautiful forest, there are few trees directly around the home, making it a bright house. Past the living room, find the central hallway. To the right, a bedroom and full hall bath. To the left, an unheated but finished bonus space that could have many uses. Ahead, we find the eat-in kitchen with classic wood cabinets. From here, we can look out to the woods beyond through the bay window. Off of the kitchen is the primary bedroom, with a vaulted ceiling, two closets and a full, private bathroom. Step from the bedroom to the large rear deck. From here, you can see the rear yard and two other connected lots, including one that fronts on the road below. Stone walls wind their way at the edge of the property and the steps down from the deck lead to a path. Will you walk further into the beautiful woods to the other lots, or back around to the front of the home? All of this beauty, tranquility and possibility, just minutes to the restaurants, shops and services of downtown Croton-on-Hudson!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $907 | $907 | $907 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,498 | $2,638 | $3,537 |
| Total Monthly Payment | $3,497 | $3,637 | $4,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.