97 Maple Avenue, Catskill, NY, 12414 | $290,000

Located just minutes from Main Street in the Village of Catskill, this solid Victorian two-family offers space, flexibility, and strong investment potential. The first-floor apartment features 3 bedrooms and 1 bath, currently rented month-to-month at $1, 550per month. This lease includes water, sewer, and garbage, and the tenant pays for their own electric. Heat for this unit is a combination of oil and electric. The second-floor apartment is a vacant 2-bedroom, 1-bath unit, giving a new owner immediate options for owner-occupancy, long-term rental, or short-term rental use. This unit is fully electric and also has its own dedicated electric service. With R3 zoning, the property supports a wide range of uses—Airbnb, bed-and-breakfast, studio or creative workspace, or small-scale retail. A large yard and off-street parking add to the appeal. The home does need some work, but it offers solid fundamentals, existing income, separate utilities, and a location close to shops, restaurants, and the Catskill waterfront. A versatile property with income in place, expansion possibilities, and room to customize—ready for its next owner to shape its next chapter. Situated in one of the most scenic and convenient parts of the Hudson Valley, this property puts you close to everything the region is known for world-class skiing at Hunter and Windham, endless hiking trails, and some of the best antiquing around. You're just minutes from the vibrant towns of Hudson, and Woodstock, each filled with galleries, boutiques, music, and great food. And with an easy two-hour drive to New York City, this location offers the perfect blend of small-town charm and big-city accessibility. The Hudson Valley and Catskill Mountains are right at your doorstep, ready to explore.

Features

  • Style: Victorian
  • Year Built: 1900
  • Heating: Electric, Hot Water, Oil
  • Cooling: None
  • Basement: Full
  • Acreage: 0.26
  • Est. Taxes: $6,047
  • Elem. School: Catskill Elementary School
  • Middle School: Catskill Middle School
  • High School: Catskill Senior High School
  • School District: Catskill
  • MLS#: 935487
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/935487/97mapleavenue_catskill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-481-2700

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

97 Maple Avenue, Catskill, NY, 12414

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $504 $504 $504
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,317 $1,410 $1,880
Total Monthly Payment $1,896 $1,989 $2,459

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.