95019 BOYETT Lane, Fernandina Beach, FL, 32034 | $1,499,000

Set along a peaceful branch of the Intracoastal Waterway, this waterfront home blends relaxed family living with coastal beauty. Water views from every room fill the home with natural light and a constant connection to the river, where dolphins often gather and play near the dock just beyond the backyard. Inside, natural wood floors and an open kitchen flow seamlessly into the main living area, creating a warm, inviting space for everyday living and entertaining. The ground level offers a flexible outdoor layout ideal for family life, guests, or quiet evenings at home. With two bedrooms, two bathrooms, and an additional loft, the home provides versatility for a home office, guest space, or kids' retreat. A recently built private dock with new boat lift offers deep-water access and quick ICW connection for boating, fishing, or sunset cruises. The fully fenced yard allows room to play or add a pool, while a large garage and powered she shed offer excellent storage and creative space.

Features

  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Other
  • Year Built: 1941
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,527
  • Acreage: 0.5
  • Est. Taxes: $7,237
  • Lot Desc: Dead End Street, Easement Access, Few Trees
  • View: Intracoastal, River, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: 2122322
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/2122322/95019boyettlane_fernandinabeach_fl?source=qrflyer
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Listing courtesy of SALT HARBOR REAL ESTATE COMPANY LLC

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

95019 BOYETT Lane, Fernandina Beach, FL, 32034

$1,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,199,200 $1,199,200 $1,199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.353% 6.121% 6.038%
Monthly Tax Payment $603 $603 $603
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,903 $7,190 $10,039
Total Monthly Payment $7,631 $7,918 $10,767

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.