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Cozy home in a great neighborhood on public water! Located on a cul-de-sac! This is 3 Bedroom, 1 Bath. Enjoy plenty of natural light in this naturally flowing open floorplan. It is a great location and would make a great vacation rental home or full-time residence. The kitchen is bright and a has a good amount of counter space and terrazzo floors! Off of the kitchen, through a pocket door, is a bedroom currently being used as an Office/Florida room with beautiful windows, an exterior door, and a large cedar-lined closet. Adjoining the living room is a hallway with a linen closet as well as two more bedrooms with cedar-lined closets. The bathroom has a tub/shower combo. The exterior features a metal roof, and a spacious screened-in carport/patio area that houses an enclosed storage room with a washer and dryer; within the porch, you have access to the front yard and the large backyard which also has a covered patio. The home is located in a great neighborhood and sits perfectly on 0. 38 acres with a fully fenced backyard big enough to store your toys. Just a mile from Floral City Park, two miles from downtown Floral City and the 'Rails to Trails' bike trail, a few minutes from Lolly Gaggers Bar & Grill, and 15 minutes from downtown Inverness; this location offers wonderful opportunities with the peace and quiet of a quaint small, rural town. Be sure to check out this one while it is still available! Metal Roof. HVAC is 2005.
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Our Executive Mortgage Banker:
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$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $191 | $191 | $191 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $886 | $934 | $1,244 |
| Total Monthly Payment | $1,152 | $1,200 | $1,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.