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Welcome home to this well-kept secret called Cambridge Village located in the IMG Golf Course community area just minutes to everything important to maximize paradise living in West Bradenton. This condo is really a single-family home in a condo community, hence all of the amenities of a condo without the adjoining neighbors above or beside you. Yes, you have that right, no attached neighbors! Each home enjoys its own individual carport (this one is attractively tiled) and driveway as well as individual lawns which are maintained by the association. There is a swimming pool accompanied by shuffleboard courts and a clubhouse with a kitchen, pool table and card room in addition to a meeting room. There are several activities that one can enjoy as they wish. When you drive through this neighborhood, you will immediately see the beautiful way in which the grounds are maintained as they have a staff who is manicuring on a regular basis. Now for the inside, the kitchen has been updated with beautiful oak cabinets that have soft close doors and drawers with pull out shelving for maximum convenience. There is a side-by-side fridge, smooth top range and solid surface counters. The former Florida room has been enclosed for more living space with access via the living and primary bedroom. There is an indoor laundry room with more oak cabinets and an individual utility sink. The primary has a spacious walk-in closet and separate linen closet. The windows have been replaced with impact over the years, the tile roof was replaced in 2011 and the AC is a 2022. One thing that this home offers that many others do not is it has a much more private rear yard than most. This is a pet friendly subdivision which is close to all Manatee and Sarasota activities including our wonderful white sandy beaches, golfing, boating, groceries, retail shopping, medical facilities, houses of worship, live and on screen theaters, museums, tons of sport venues, shop till you drop at UTC Mall and famous St Armands Circle, Downtown Bradenton’s River Walk, and last but not least, Sarasota Bradenton International Airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $69 | $69 | $69 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,502 | $1,541 | $2,026 |
| Total Monthly Payment | $1,646 | $1,685 | $2,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.