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Presented by
Eligio Ochoa Lopez |
Well-maintained raised ranch offering 1, 236 sq ft with updates completed over the years and evident long-term pride of ownership. The main level features three bedrooms, one full bath, and access to a walk-out deck overlooking the backyard. Original hardwood floors are preserved beneath the laminate flooring and can be restored with cleaning, with visible hardwood along the stairway to the lower level. The lower level provides flexible living space, previously used as an in-law setup, complete with a kitchen, full bathroom, and interior access to the two-car garage. Mechanical updates include a water heater approximately two years old. Additional features include two kitchens, two refrigerators, three stoves (including a well-preserved vintage 1965 original stove), two full bathrooms, and Ring cameras, which will remain for the next owner. The home has been owner-occupied for approximately 50 years, reflecting consistent care and maintenance. The seller is retiring abroad, presenting a rare opportunity to own a well-cared-for home with character, functionality, and versatility. Conveniently located near shopping, dining, parks, and schools, with easy access to major highways and surrounding towns, while maintaining a quiet residential setting. All contents will be removed, and the home will receive a final cleaning prior to final walkthrough. Priced below market value.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | Balcony/Deck,Combination Liv/Din Rm,Hardwood Floor,Laminate Floor | Upper |
| Full Bath | Upper | |
| Full Bath | Lower | |
| Kitchen | Eating Space | Upper |
| Kitchen | Lower | |
| Living Room | Combination Liv/Din Rm,Hardwood Floor,Laminate Floor | Upper |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 631.599.3132
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $553 | $553 | $553 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,771 | $1,868 | $2,487 |
| Total Monthly Payment | $2,399 | $2,496 | $3,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.