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WATERFRONT - RENOVATED Home with private back yard, large patio, private Hot Tub Spa NS new Impact windows. Wake up to peaceful lake views and enjoy your backyard privacy in this recently renovated, single-story waterfront home.
The split bedroom layout offers two spacious primary suites with en-suite baths on opposite sides of the home, ideal for a home office or guests. The home is move-in ready with impact hurricane windows, bright open kitchen with stainless steel appliances, modern family room with a fireplace. Relax on the large private patio with hot tub spa overlooking the water. This is an exceptional alternative to condo living, PET FRIENDLY, low HOA, community pool, fitness center, located just minutes to Atlantic Ave restaurants and the beach. Some photos virtually staged. Enjoy peaceful lake views, exceptional privacy, and effortless single-story living in this fully renovated waterfront home located in Delray Beach's highly sought-after Coco Wood Lakes, an established 55+ active adult community of single-family homes with no mandatory memberships and low monthly HOA fees.
This thoughtfully designed residence offers a split-bedroom layout with two private primary suites, each with its own full en-suite bathroom, positioned on opposite sides of the home for maximum privacy - perfect for hosting guests, or creating a dedicated home office or retreat space. Renovated in 2023, the home is truly move-in ready, featuring impact-rated windows throughout, a bright white kitchen with stainless KitchenAid appliances, ample counter seating, and a modern, open-concept feel designed for comfortable everyday living and entertaining.
Step outside to a large private patio with hot tub spa, overlooking tranquil water views and a generous backyard - an ideal setting to relax, entertain, or simply enjoy Florida's indoor-outdoor lifestyle. Unlike condo living, this home offers no shared walls, no elevators, and true backyard space, providing privacy that is increasingly hard to find in active adult communities.
Additional highlights include a 2017 roof, tankless water heater (2023), open enlarged floorplan with impact hurricane windows (2023), attached garage, pet-friendly living with no weight or breed restrictions, and a low HOA that enhances lifestyle without overregulation.
Coco Wood Lakes is known for its welcoming, social atmosphere and excellent amenities. The community clubhouse features a well-equipped fitness center, large theater for entertainment and meetings, card room, and game room with billiards and ping pong. Residents enjoy a spacious community pool with ample seating and shaded areas, ideal for relaxing and socializing, along with a newly updated hot tub and spa completed in 2025. Sidewalk-lined streets, pickleball, and organized activities support an active yet relaxed lifestyle.
Rental flexibility is permitted with no waiting period, allowing up to two leases per year with a minimum term of 90 days, offering future flexibility for seasonal residents. Community guidelines require at least one permanent occupant to be 55 years of age or older, with no full-time residents under 18.
Ideally located just minutes from Atlantic Avenue dining, shopping, medical facilities, and Delray Beach's sandy coastline. This home delivers the perfect balance of waterfront serenity, privacy, convenience, and low-maintenance living all within one of Delray Beach's most desirable 55+ communities. Some photos virtually staged.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $459,600 | $459,600 | $459,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,646 | $2,943 | $3,817 |
| Total Monthly Payment | $3,220 | $3,517 | $4,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.