205 Islander Dr, Saint Augustine, FL, 32080 | $359,000

Amazing opportunity to own a beautiful end unit townhome in the sought after Islander community on Anastasia Island. This ideal location is filled with natural light, added privacy, and lovely water views from the patio, first floor, and owner's retreat. Designed for outdoor living, there are multiple spaces to relax and unwind, including a spacious entry porch, back patio, and second-level balcony that is perfect for reading, sipping a drink, catching island breezes, stargazing, or even watching a space launch. The first floor offers an open living plan with a spacious kitchen, large pantry, half bath, and tile flooring throughout for ease of care. Upstairs, the owner's retreat includes a fully updated bath with beautifully tiled shower with glass door and comfort height vanity, along with a guest bedroom and a generous loft ideal for a second living area, home office, or additional sleeping space. Great storage with an attached one-car garage and a wide paver driveway that accommodates two vehicles. This end-unit townhome sits on one of the largest lots in the neighborhood, offering a truly exceptional setting within the community. The association maintains the exterior and landscaping, allowing you more time to enjoy the Islander lifestyle, complete with a community pool and gated entry. Ideally located close to island restaurants, shops, and the sugar-sand beach, and just a short drive to Historic Downtown St. Augustine, attractions, and shopping. You will love living the Florida lifestyle here.

Features

  • Amenities: Gated,Community Pool Unheated
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 4356
  • Style: Townhouse
  • Year Built: 2012
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,295
  • Acreage: 0.1
  • Lot Size: 4356
  • Est. Taxes: $3,153
  • HOA Fee: $282
  • Lot Desc: Lake Front,Lake View,Water Front,Water View
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: R.B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 256782
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/256782/205islanderdr_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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205 Islander Dr, Saint Augustine, FL, 32080

$359,000

Team McGonagle

Licensed Salesperson

William Raveis Real Estate

Phone: 617.529.5242

TeamMcGonagle@Raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $263 $263 $263
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,631 $1,745 $2,328
Total Monthly Payment $1,969 $2,083 $2,666

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.