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One or more photo(s) has been virtually staged. Built for coastal adventure and peace of mind! This stunning 3-bedroom, 2-bath stilt home is packed with premium upgrades—from Hardie board siding to a 40-year Amunite roof built to weather the Florida elements. The Inside has soaring ceilings, rounded corners, and a the bright open floor layout shines with heavy-duty/ultra-luxury flooring. Designed exactly as intended, the first-floor/garage allowed storm water to flow in and out during Hurricane Helene—protecting the living spaces above and proving why stilt homes reign supreme in flood zones. The chef’s kitchen dazzles with beautiful granite countertops, stainless appliances, a massive 5x10 pantry (ready for you to design) 2 oversized Spa-style walk-in showers, an expansive canal-front rear porch, and a 16x12 floating dock—your direct launch to the Gulf of America! Whether you’re casting a line from your new backyard or from your boat, watching dolphins play and manatees glide by, every day here feels like an adventure. Sea Pines delivers the perfect balance of peaceful seclusion and friendly community, with an optional civic association—no restrictive HOA? with the option to add in the convenient community boat ramp, ?with effortless access, just One Beer to Open Waters of the Gulf is always at your fingertips.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $535,200 | $535,200 | $535,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $615 | $615 | $615 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,039 | $3,252 | $4,338 |
| Total Monthly Payment | $3,746 | $3,959 | $5,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.