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An extraordinary gated home with stunning ocean views. This exceptional residence has been extensively upgraded, with virtually every exterior, structural element newly completed or recently improved. Defined by craftsmanship, strength, and coastal elegance, the home features new solid double-brick construction, Hardie Plank and board-and-batten siding, impact-rated windows, fresh exterior paint, new gutters, metal roof and reinforced footings, piers, and foundations--delivering unmatched durability and peace of mind. From sunrise to sunset, multiple expansive decks (Over 1, 500 Sq ft on 3 levels), a newly added sunroom, and multiple living areas invite you to fully embrace the oceanside lifestyle. Outdoor living is elevated with rebuilt and expansive rear deck and upper level sun deckon each level, landscaped grounds with granite walkways and lighting, an outdoor sink and custom outdoor shower, new porch swings, and a private dock system including a rebuilt dock with water supply and a new floating dock. A whole-house 24kW Generac generator with a 300-gallon propane tank, commercial-grade reverse osmosis water system, updated electrical, new PEX plumbing, added insulation, and a security system ensure modern reliability throughout. Inside, recently completed interiors showcase warm pine flooring, custom wood ceilings, shiplap detailing, upgraded millwork including wainscoting, crown moulding, oversized baseboards, new ceiling fans, and a gas fireplace anchoring the main living area. The kitchen features quartz countertops, tile backsplash, and updated appliances. A separate reading room off the kitchen provides a separate sanctuary for relaxation. The primary suite, located on the main living level, offers ocean views and a private en-suite bath, while additional bedrooms and bathrooms on the lower level all with water views providing generous accommodations for family and guests. An extended 1700 Sq ft multi-car garage includes oversized custom doors, custom steel gates, 2 additional bathrooms/outdoor shower, storage rooms, and a 1, 200-pound cargo elevator. A newly completed detached 547 sq ft building with vaulted wood-beamed ceilings, mini-split climate control, custom tigerwood doors, provides exceptional flexibility as a guest retreat, studio, or private workspace. Thoughtfully redesigned from the ground up, this is a rare opportunity to own a turn-key ocean view property. See Features Below: Upgrades & Features Exterior & Structural Improvements Hardie Plank and Board-and-Batten siding Complete exterior brick construction (double brick, approx. 4. 5" thickness) New brick front entrance with reinforced concrete-filled cinder block structure. Added Brick exterior with brick columns and 4. 5' deep reinforced footings. Rear steps constructed with reinforced concrete-filled cinder blocks Footings redone to 3. 5' depth with rebar reinforcement Exterior painted (2025) New Impact-rated windows PVC exterior trim and mouldings Gutters installed Re-insulated home with R-19 insulation Outdoor Living & Waterfront Features Upper deck rebuilt and extended by 12 feet Decks sealed (2025) New sunroom added Dock rebuilt with water supply line installed New floating dock Piers replaced Outdoor custom shower with barn-style door Outdoor sink Two outdoor porch swings Re-landscaped yard with granite curbing and edging Granite walkways Concrete pads added for garage and exterior use Illuminated walkway leading to flagpole Historic 1881 church bell (Stays w/ property) Garage, Storage & Mechanical Systems Extended garage accommodating multiple vehicles Oversized 10' x 10' custom garage doors with new openers Custom steel doors, gates, and steel louvers/grates throughout garage and lower level Custom wrought iron handrails 1, 200 lb cargo elevator Two bathrooms located in garage/lower level Multiple storage rooms Commercial-grade 300-gallon reverse osmosis water system 24kW Generac whole-house generator with 300-gallon propane tank Security system installed Detached 560 sq ft building Tigerwood custom-built garage doors (on detached structure) Vaulted wood-beamed ceilings Mini-split heating and cooling system Pine floors Custom Wood ceilings Gas fireplace in living room Plantation shutters Shiplap stairwell Wainscoting accents Crown moulding replaced 8" baseboards throughout New ceiling fans Quartz countertops Tile backsplash Electric stove Mechanical & Systems Electrical system fully updated Plumbing upgraded to PEX
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Our Executive Mortgage Banker:
$2,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,000,000 | $2,000,000 | $2,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.353% | 6.121% | 6.038% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,513 | $11,991 | $16,742 |
| Total Monthly Payment | $11,638 | $12,116 | $16,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.