7510 RITZ STREET, Port Charlotte, FL, 33981 | $309,900

One or more photo(s) has been virtually staged. Professional photos and videography coming Tuesday! Brand-new construction, move-in ready, and situated in a NO FLOOD ZONE—eliminating the need for mandatory flood insurance and helping reduce long-term ownership costs. Built by Top Tier Construction, this thoughtfully designed 3-bedroom, 2-bathroom residence with a 2-car garage is set on an oversized corner lot measuring 11, 652 square feet, offering more space and flexibility than the typical 10, 000-square-foot lots commonly found in the area. With public water, no HOA restrictions, and ample room for boats, trailers, or recreational vehicles, this property delivers true Florida freedom.
Curb appeal is enhanced by fresh landscaping and the added privacy and openness that comes with a corner-lot setting. Unlike many builder-grade homes, this residence was completed with attention to detail and livability—no carpet anywhere in the home, ensuring easier maintenance, improved durability, and a cleaner, more allergy-friendly environment. Durable tile flooring flows throughout the entire interior, creating a cohesive and modern feel.
Inside, the open-concept layout is anchored by a desirable split-bedroom floor plan, offering privacy for the primary suite while maintaining inviting shared living spaces ideal for entertaining or everyday comfort. The kitchen and dining area showcase a distinctive lighting package that adds personality and warmth—far beyond the standard builder fixtures—creating a welcoming focal point for gatherings and meals. The kitchen is further enhanced by quartz countertops, soft-close cabinetry, a large center island with breakfast bar seating, and a full stainless steel General Electric appliance package.
Ceiling fans are already installed in every bedroom, the main living area, and the lanai—a feature often considered an upgrade but included here for immediate comfort and convenience. The primary suite offers a relaxing retreat with a spacious walk-in closet, dual-sink vanity, and a walk-in shower with clean, modern finishes. One guest bedroom includes its own walk-in closet, while the additional bedroom offers generous built-in storage. The guest bathroom features a tub/shower combination, ideal for guests, children, or post-beach rinses.
Step outside to enjoy a covered patio, not just a concrete slab outside the French doors. This shaded outdoor living space extends the home’s functionality and provides the perfect setting for morning coffee, evening relaxation, or future outdoor entertaining—an important distinction from many new construction homes in the area.
Additional features include an interior laundry room with utility sink, a 16 SEER energy-efficient HVAC system with heat pump, return air vents, and hurricane shutters conveniently stored in the garage for peace of mind during storm season.
Located just minutes from Boca Grande and Englewood beaches, boating and fishing destinations, golf courses, dining, and shopping, this home offers the ideal balance of coastal proximity and residential comfort. Whether you’re searching for a full-time residence, seasonal retreat, or investment opportunity, 7510 Ritz Street stands out with its larger lot size, upgraded finishes, no HOA limitations, and no flood zone designation—delivering a level of value and livability that sets it apart from typical new construction.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 135 x 73 x 125 x 94
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Other, Washer Hookup
  • Style: Florida, Other
  • Year Built: 2025
  • Garage: 2-car Common, Driveway, Garage Door Opener, Other
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,639
  • Acreage: 0.27
  • Lot Size: 135 x 73 x 125 x 94
  • Est. Taxes: $616
  • Lot Desc: Cleared, Corner Lot, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Oversized Lot
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: C7519255
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/C7519255/7510ritzstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 4:39:12 AM)

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NMLS Mortgage Loan Originator ID 12303

203.913.1633

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7510 RITZ STREET, Port Charlotte, FL, 33981

$309,900

Heidi Cinder

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.521.1843

Heidi.Cinder@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,920 $247,920 $247,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $51 $51 $51
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,408 $1,506 $2,009
Total Monthly Payment $1,534 $1,632 $2,135

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.