120 E Colpat Street, Summerville, SC, 29485 | $239,000

Located in the Lincolnville area, this location is ideal for quick commutes to downtown SVille, to I-26, to Nexton, to N. Charleston & Goose Creek, and to the Palmetto Commerce Parkway. If you're looking to live in Summerville with the convenience of being close to restaurants, shopping, outdoor activities, etc. , this could be the home for you! This 1-2BR/1. 5BA home could easily be upfitted to make space for a child's bedroom, or a place for tenant or a roommate. The bones are there! This home was built with longevity in mind. The roof trusses were site-built, not prefab. The exterior posts are 6x6, not 4x4. The exterior sports 2''x treated wood trim, not the traditional 1''x trim. The home sports hardi-plank siding. The roof was just replaced in 2024. The interior doors are solid woodcore doors. The electrical wiring and the plumbing (PEX) for water are both run in the attic, for ease of maintenance/repair. A cabinet within the kitchen island is pre-plumbed for a dishwasher. The kitchen has granite countertops while the island has a cherry wood countertop. Again, this 1BR/1. 5BA home has the potential for a 2nd bedroom since the garage has already been partially converted (has drywall, insulation, & is plumbed w/ heating & air). This home is the perfect size for a bachelor (or bachelorette), for newlyweds, or for empty-nesters. Its central location would also lend well to an investor who wants to use the home in the short-term rental arena. It's a blank canvas just waiting for its next homeowner. Check it out for yourself & schedule a showing to see it today!

Features

  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch, Traditional
  • Development: 32 - N.Charleston, Summerville, Ladson, Outside I-526
  • Year Built: 2006
  • Garage: 1-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,200
  • Acreage: 0.42
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Ladson
  • Middle School: Deer Park
  • High School: Stall
  • MLS#: 25032832
  • Days on Market: 155 days
  • Website: https://www.raveis.com
    /prop/25032832/120ecolpatstreet_summerville_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Coldwell Banker Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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120 E Colpat Street, Summerville, SC, 29485

$239,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,200 $191,200 $191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,177 $1,207 $1,588
Total Monthly Payment $1,252 $1,282 $1,663

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.