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Step into low-maintenance luxury in this 2024 townhome located in the sought-after Summers Bend on the Ashley, a popular North Charleston community known for its riverfront feel, strong sense of community, & modern Lowcountry lifestyle. Beautifully set along the Ashley River, the HOA covers amenities including a clubhouse, resort-style pool, scenic walking trails, & community dock access for kayaking & fishing, w/ landscaping included--making everyday living easy & carefree. This home features 9-foot ceilings, wide-plank LVP flooring, & an open floor plan that lives larger than expected. The stylish kitchen offers quartz countertops, designer lighting, stainless steel appliances (refrigerator conveys), 42'' upper cabinets, & a spacious island that opens seamlessly to the living & diningareas, perfect for entertaining. The main living space flows to a private back patio overlooking a peaceful wooded green area, ideal for grilling or relaxing, w/ custom blinds throughout. Upstairs, the spacious primary suite includes a spa-style bath w/ dual sinks, quartz vanity, & oversized walk-in closet, while two additional bedrooms provide flexible living space, one w/ its own full bath. Laundry is conveniently located upstairs, w/ a powder room on the main level. Additional features include a single-car attached garage (sheetrocked & primed) & durable Hardiplank exterior. Tucked away on a dead-end street yet minutes to I-26, shopping, dining, major employers, & Charleston International Airport, this home offers the perfect blend of modern convenience & tranquil waterfront community living in North Charleston. Special financing incentive available: 1% lender credit toward eligible closing costs when using seller's preferred lender.
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Our Executive Mortgage Banker:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,499 | $1,581 | $2,122 |
| Total Monthly Payment | $1,574 | $1,656 | $2,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.