226 81ST AVENUE N, St. Petersburg, FL, 33702 | $540,000

Under contract-accepting backup offers. Let’s get this out of the way: the kitchen is the showstopper.
Not “nice for its age. ” Not “updated-ish. ” A real kitchen.

Granite countertops, classic subway tile backsplash, stainless steel appliances, a large center island with storage on the breakfast-bar side, double convection oven, induction cooktop, and a pot filler right where it belongs. The kitchen opens directly to the dining room because this home understands how people actually live. Truly a chef’s delight, whether you’re cooking for one or entertaining a crowd.

Step from the dining room into the huge living room and you’ll notice a perfectly placed flex space as you enter — ideal for a bar area, reading nook, or display space. It’s a small detail that makes a big difference and keeps the home from feeling cookie-cutter. The living room itself is made for entertaining — game nights, holidays, and everything in between.

Out back is Florida done right: a pool remodeled in 2024 with a spillover spa, new pool pump (2025), paver pool deck, and a gazebo perfect for shaded lounging or evening cocktails. The paver driveway and entrance set the tone before you even walk inside. Move right in and start enjoying it.

The primary suite is generously sized and features an ensuite bath with dual sinks, a walk-in closet with a closet system, and room to unwind. The split bedroom floor plan gives everyone space. One guest bedroom includes dual closets, and there’s also a linen closet and a full built-in storage closet near two of the guest bedrooms. One bedroom is tucked away and ideal for a home office or quiet retreat.
Additional highlights include Plantation shutters throughout, an inside laundry room, garage storage, double-pane windows, and an impact-rated back door.

Major updates are already done:
Roof 2013.
2024: HVAC new + pool remodeled.
2025: kitchen, bathrooms, flooring, interior paint, water heater, appliances, and new pool pump.

This isn’t a “bring your vision” home.
This is a bring your furniture and your swimsuit home.

Easy access to Downtown St. Pete, Tampa, I-275, beaches, restaurants, shopping, and more!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 50 x 104
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1973
  • Garage: 1-car Driveway, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,968
  • Acreage: 0.13
  • Lot Size: 50 x 104
  • Est. Taxes: $4,287
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, Landscaped, Near Public Transit, Sidewalk
  • View: Pool
  • Elem. School: Sawgrass Lake Elementary-PN
  • Middle School: Meadowlawn Middle-PN
  • High School: Northeast High-PN
  • Pool: Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator
  • MLS#: TB8457455
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8457455/22681stavenuen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 10:02:59 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Tal CrandellStrategic Growth & Sales Manager

814.881.3023

Tal.Crandell@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

226 81ST AVENUE N, St. Petersburg, FL, 33702

$540,000

Tal Crandell

Strategic Growth & Sales Manager

William Raveis Real Estate

Phone: 814.881.3023

Tal.Crandell@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $432,000 $432,000 $432,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $357 $357 $357
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,453 $2,625 $3,501
Total Monthly Payment $2,902 $3,074 $3,950

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.