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Historic Riverfront Gem – Modern Luxury in the Heart of New Smyrna Beach.
Step into a piece of New Smyrna Beach history with this beautifully preserved 1958 riverfront home artfully updated for today’s modern lifestyle. Formerly the ACA Harris House, this four-story residence blends timeless craftsmanship with elegant contemporary design.
Original refinished hardwood floors flow throughout this one of a kind four story residence. This home has been completely revitalized from top to bottom. Updates include a yr 2025 roof, HVAC system, plumbing, gas, 200-amp electrical service, impact-rated windows, a modern kitchen featuring premium Bosch appliances w/ a dual energy oven, master suite with bath and so much more. Every detail has been carefully considered — from the luxury-finished bathrooms and lighting to the handcrafted workmanship of the doors and window frames. This thoughtful layout includes a full basement with abundant storage, a spacious main living level with a welcoming sun porch and fireplace, four bedrooms, and a top-floor speakeasy complete with a full bar, wine racks, and cozy seating — perfect for entertaining or relaxing with river views. Additional highlights include a roomy two-car garage, porte-cochere, and yr 2025 concrete driveway. Large covered front porch for enjoying the coastal breeze, a sprinkler system, with room for a pool (drawings available) add even more value.
Nestled in the Mixed-Use District, this property offers incredible flexibility — ideal for a primary residence, Airb&b, (bed & breakfast), or even a personal art gallery this is living space combined for exceptional Urban living. Why not have the best of both worlds? Enjoy tranquil river views, historic oaks, breezes off the Intracoastal waters, and old Florida charm, all within walking distance of Canal Street’s boutique shopping, dining, and vibrant art events. This rare offering perfectly captures the essence of historic New Smyrna Beach living — where classic architecture meets modern comfort and creative opportunity. This is a wonderful opportunity to own a true riverfront masterpiece in one of the area’s most desirable and dynamic neighborhoods. Come see today. . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,231,200 | $2,231,200 | $2,231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.121% | 5.979% |
| Monthly Tax Payment | $1,188 | $1,188 | $1,188 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $12,669 | $13,377 | $18,528 |
| Total Monthly Payment | $13,982 | $14,690 | $19,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.