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21 Reading Road, Patterson, NY, 12563 | $445,000
Discover your perfect retreat in this beautifully renovated two-bedroom, two-bathroom cottage located in the heart of Paterson, NY. This inviting home combines classic charm with modern updates, offering a comfortable and stylish living experience. The main level features a bright and open living space with fresh flooring, updated lighting, and a seamless flow into the renovated kitchen. Here you’ll find sleek countertops, contemporary cabinetry, and an efficient layout perfect for cooking, dining, and entertaining. Every detail has been curated to create a comfortable and visually appealing environment. The spacious master bedroom suite is complete with a newly finished luxurious ensuite bathroom, walk in closet and direct access to a private deck—an ideal spot for morning coffee, evening relaxation or quite outdoor enjoyment. The second bedroom is generously sized and positioned near the modern main bath, offering excellent flexibility for guests, a home office, or additional personal space. A standout feature of this property is the finished basement, which adds valuable square footage and multiple functional spaces. The lower level includes a comfortable den, ideal for a media room or workspace, as well as a large recreation room that can be used for a gym, play area, hobby space, or additional lounging. Enjoy the convenience of a one-car garage, offering both parking and extra storage space. Conveniently located in Paterson, NY, the home provides easy access to local amenities, outdoor recreation, and commuter routes, making it an excellent option for those seeking both comfort and convenience. Move-in ready and thoughtfully redesigned, this cottage is a must-see. . . a renovated, versatile home in a desirable location. And best of all is access to the amazing Putnam Lake !! Beach access, boating, swimming- do it all !! Don’t miss your chance to make this exceptional, move-in-ready cottage your new home. Schedule a tour today and experience the charm and convenience for yourself!
Features
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Basement, Laundry Room
- Style: Cottage
- Year Built: 1947
- Garage: 1-car
- Heating: Forced Air, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 1,106
- Acreage: 0.18
- Est. Taxes: $7,501
- Lot Desc: Back Yard, Cleared, Level, Near Golf Course, Near Public Transit, Near School, Near Shops, Views
- View: Mountain(s), Panoramic
- Elem. School: John F. Kennedy
- Middle School: Henry H Wells Middle School
- High School: Brewster High School
- School District: Brewster
- Appliances: Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 945314
- Days on Market: 24 days
- Website: https://www.raveis.com
/prop/945314/21readingroad_patterson_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Reading Road, Patterson, NY, 12563
$445,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,049 | $2,132 | $2,838 |
| Total Monthly Payment | $2,749 | $2,832 | $3,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535